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1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 12/10/2007 MORTGAGOR(S): Dallas D. Slater and Wendy M. Slater, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 1001337-0002736911-8 Lender or Broker: Servicer: Bank of America, N.A. Mortgage Originator: DATE AND PLACE OF RECORDING: Recorded December 21, 2007,Isanti County Recorder, Document No. 385522. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: February 10, 2012,Recorded February 21, 2012,Isanti County Recorder, Document No. A422940. LEGAL DESCRIPTION OF PROPERTY: The North Half of the Southwest Quarter of the Northeast Quarter of Section 15, Township 34, Range 24, Isanti County Minnesota, together with an ingress, egress and utility easement over, under and across the west 66 feet of the Northwest Quarter of the Northeast Quarter and the east 66 feet of the north 760 feet of the Southeast Quarter of the Northwest Quarter of Section 15, Township 34, Range 24, Isanti County, AND subject to an ingress, egress and utility easement over, under and across the west 66 feet of the north 100 feet of the North half of the Southwest Quarter of the Northeast Quarter of Section 15, Township 34, Range 24, Isanti County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 121150906 ADDRESS OF PROPERTY: 25849 Nightingale St Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $418,668.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Wednesday, November 21, 2012, 10:00 a.m. PLACE OF SALE: West Door of Law Enforcement Center, City of Cambridge to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 11/21/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 20, 2012 Bank of America, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-121288 Published in the ISANTI COUNTY NEWS October 3, 10, 17, 24, 31, November 7, 2012 3161889


1010 LG Mortgage Foreclosures

12-085823 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Joseph Elvendahl, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0008289812-9 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Home Loans, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed August 8, 2007, Isanti County Recorder, as Document Number 381595 ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2007-11; Dated: May 8, 2012 filed: May 17, 2012, recorded as document number A425154 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Olson's West Shores Plat 2 PROPERTY ADDRESS: 28062 Lily St Nw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 02-062-0010 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,172.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 21, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 24, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATE HOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2007-11 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, October 3, 10, 17, 24, 31, November 7, 2012 3163659


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 18, 2008. MORTGAGOR(S): CoPar Investments, LLC, a Minnesota limited liability company. MORTGAGEE: The RiverBank. DATE AND PLACE OF RECORDING: Filed March 27, 2008, Isanti County Recorder, as Document No. A388166. ASSIGNMENT(S) OF MORTGAGE: Assigned to Central Bank, by Receiver's Assignment of Note and Mortgage dated September 10, 2012, filed for record September 13, 2012, as Document No. A428357. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA Transaction Agent's Mortgage Identification Number on Mortgage: NA Lender or Broker: Central Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): The RiverBank MORTGAGED PROPERTY ADDRESS: 2221 11th Avenue Southeast, Cambridge, MN, 55008. TAX PARCEL I.D. NO.: 15-164-0560. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Parkwood Southeast. COUNTY IN WHICH PROPERTY IS LOCATED: Isanti. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $173,138.43. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2012 at 10:00 a.m. PLACE OF SALE: Front lobby of the sheriff's office, 509 18th Avenue SW, in the City of Cambridge, County of Isanti, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2013 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED." Dated: September 21, 2012. CENTRAL BANK, Assignee /s/ Peter B. Tiede PETER B. TIEDE -for- Atty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, October 3, 10, 17, 24, 31, November 7, 2012 3164463


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/17/2005 MORTGAGOR(S): Arlie W. Greynolds and Molly M. Greynolds, husband and wife. MORTGAGEE: New Century Mortgage Corporation Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: New Century Mortgage Corporation Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded December 02, 2005,Isanti County Recorder, Document No. 359022. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for New Century Home Equity Loan Trust, Series 2005-D, Asset Backed Pass-Through Certificates Dated: August 13, 2012,Recorded August 21, 2012,Isanti County Recorder, Document No. A427746. LEGAL DESCRIPTION OF PROPERTY: All that part of the Northwest Quarter of the Northeast Quarter (NW 1/4 of NE 1/4) of Section Nineteen (19), Township Thirty-four (34), Range Twenty-two (22), described as follows: Commencing at a point on the North line of the Northwest Quarter of said Section 19, said North line having an assumed bearing of due East and West, distant 15.84 feet West from the Northeast corner of said Northwest Quarter of Section 19, thence South 80 degrees 17 minutes East along the centerline of County State Aid Highway No. 20 a distance of 750 feet; thence along a tangential curve to the right having a radius of 1432.40 feet and total delta angle of 23 degrees 55 minutes 25 seconds for an arc length of 404.83 feet to the actual point of beginning of the tract of land to be hereby described; thence continuing along the same curve for an arc length of 193.26 feet; thence South 56 degrees 21 minutes 35 seconds East a distance of 55 feet, more or less, to the East line of said Northwest Quarter of Northeast Quarter; thence Southerly along said East line 945 feet, more or less, to the Southeast corner of said Northwest Quarter of the Northeast Quarter; thence Westerly along the South line of said Northwest Quarter of the Northeast Quarter to a point, said point being the intersection of said South line with a line bearing South 2 degrees 43 minutes West from the actual point of beginning; thence North 2 degrees 43 minutes East 1073 feet, more or less, to the actual point of beginning. Except the Northerly 33 feet as measured at right angles to the Northerly line thereof. REGISTERED PROPERTY: No TAX PARCEL NO.: 08.019.0700 ADDRESS OF PROPERTY: 5566 NE 253rd Ave Stacy, MN 55079 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,775.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Wednesday, November 21, 2012, 10:00 a.m. PLACE OF SALE: West Door of Law Enforcement Center, City of Cambridge to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 05/21/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 26, 2012 Deutsche Bank National Trust Company as Trustee for New Century Home Equity Loan Trust, Series 2005-D, Asset Backed Pass-Through Certificates Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Deutsche Bank National Trust Company as Trustee for New Century Home Equity Loan Trust, Series 2005-D, Asset Backed Pass-Through Certificates Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-120016 Published in the ISANTI COUNTY NEWS, October 3, 10, 17, 24, 31, November 7, 2012 3166680


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,660.00 MORTGAGOR(S): William E Wagner and Lori M Wagner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for MILA, Inc., its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Isanti County Recorder Document Number: 341531 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2004-12 Dated: August 19, 2009 Recorded: September 14, 2009 Isanti County Recorder Document Number: 402479 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001762-0000143110-8 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Isanti Property Address: 27946 Eagle St NW, Isanti, MN 55040-8068 Tax Parcel ID Number: 02.044.1250; 02.044.1260 LEGAL DESCRIPTION OF PROPERTY: Parcel 1: Lot 24, Block 9, Bradford Estates, Isanti County, Minnesota. Parcel 11: Lot 25, Block 9, Bradford Estates, Isanti County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $272,364.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 509 18th Avenue S.W., Cambridge, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 15, 2013, or the next business day if May 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026215F01 Published in the ISANTI COUNTY NEWS, October 3, 10, 17, 24, 31, November 7, 2012 3167672


1010 LG Mortgage Foreclosures

12-081336 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 2, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,400.00 MORTGAGOR(S): Brita Mau, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910004728594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Decision One Mortgage Company, LLC SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed October 10, 2005, Isanti County Recorder, as Document Number 356695 ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC1; Dated: September 22, 2011 filed: September 30, 2011, recorded as document number A419575 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), Strand's Sunny Oaks PROPERTY ADDRESS: 29158 Marigold St Nw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 02.067.0060 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $227,457.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 27, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Shapiro & Zielke, LLP 12550 West Frontage Rd., Suite 200 Burnsville, MN 55337 952-831-4060 Office 847-954-4800 Fax Published in the ISANTI COUNTY NEWS, October 10, 17, 24, 31, November 7, 14, 2012 3171038


1010 LG Mortgage Foreclosures

12-086383 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,200.00 MORTGAGOR(S): Harold M. Ross and Diane M. Ross, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001777-0000035911-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Preferred Bank SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed November 8, 2004, Isanti County Recorder, as Document Number 342137 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP; Dated: May 8, 2012 filed: May 17, 2012, recorded as document number A425155 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, Rum River Landing PROPERTY ADDRESS: 909 Rum River Drive, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 16.076.0240 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,593.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 2, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, October 10, 17, 24, 31, November 7, 14, 2012 3173252


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,000.00 MORTGAGOR(S): Shawn E. Griffin and Karen S. Griffin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Suntrust Mortgage, Inc., a Virginia Corporation DATE AND PLACE OF FILING: Filed May 1, 2007, Isanti County Recorder; Document No. 378164 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on June 5, 2012 as Document Number A425657 LEGAL DESCRIPTION OF PROPERTY: The Southwest Quarter of the Northeast Quarter of the Southwest Quarter (SW 1/4 of NE 1/4 of SW 1/4) of Section Fifteen (15), Township Thirty-six (36), Range Twenty-four (24) STREET ADDRESS OF PROPERTY: 2151 351st Ave. NW, Cambridge, MN 55008-8134 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $232,111.52 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 29, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 3, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0806) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2151 351st Ave. NW, Cambridge, MN 55008-8134 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Suntrust Mortgage, Inc., a Virginia Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Suntrust Mortgage, Inc., a Virginia Corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 10.015.0401 (6) Transaction Agent's Mortgage ID Number (MERS number) 100010402052281742 Published in the ISANTI COUNTY NEWS, October 10, 17, 24, 31, November 7, 14, 2012 3174835


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2005 MORTGAGOR: Danny R. Richardson Jr. and Raell M. Richardson, husband and wife. MORTGAGEE:Commonwealth United Mortgage, a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded February 25, 2005 Isanti County Recorder, Document No. 346806. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage Co., a subsidiary of National City Bank of Indiana. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage, a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 222 Norelius Street, Isanti, MN 55040 TAX PARCEL I.D. #: 16-050-0210 LEGAL DESCRIPTION OF PROPERTY: Lots 8 and 9, Block 3, of the Original Plat of the Village (now City) of Isanti COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$126,647.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 25, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-001241 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, October 10, 17, 24, 31 November 7, 14, 2012 3178130


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 MORTGAGOR:Joseph E. Watts and Joni J. Watts, husband and wife. MORTGAGEE:National City Real Estate Services, LLC, s/b/m to National City Mortgage, Inc., f/k/a National City Mortgage Co.. DATE AND PLACE OF RECORDING: Recorded September 18, 2003 Isanti County Recorder, Document No. 323227. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 324 297th Avenue Northwest, Isanti, MN 55040 TAX PARCEL I.D. #: 02.077.0290 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Gearman Estates COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,059.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 27, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003593 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, October 10, 17, 24, 31 November 7, 14, 2012 3178140


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 7, 2005 MORTGAGOR: Brent M Aase and Jerilyn A Aase, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 28, 2005 Isanti County Recorder, Document No. 347815. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278909220621 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 7900 261ST Avenue Northwest, Zimmerman, MN 55398 TAX PARCEL I.D. #: 12.016.0100 LEGAL DESCRIPTION OF PROPERTY: Exhibit "A": The Northwest Quarter of the Northwest Quarter of Section 16, Township 34, Range 25, excepting therefrom the following described parcel of land, to wit: Commencing at the Northeast corner of said Northwest Quarter of Northwest Quarter, thence South along the 1/16th line a distance of 33 feet to the point of commencement of the tract to be conveyed; thence continuing South on the West 1/16th line a distance of 165 feet; thence West at right angles to said 1/16 line a distance of 132 feet; thence North parallel to the l/16th line a distance of 165 feet; thence East 132 feet to point of commencement, according to the United States Government Survey thereof and situate in Isanti County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,593.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,262.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 27, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 19, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-134-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, October 10, 17, 24, 31 November 7, 14, 2012 3178157


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $312,000.00 MORTGAGOR(S): Nancy R.A. Careaga and Tomas V. Careaga, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100285700000167444 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Winstar Mortgage Partners, Inc. DBA Partner Loan Services SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed February 21, 2006, Isanti County Recorder, as Document Number 362190 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: September 7, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Westbriar 2nd Addition PROPERTY ADDRESS: 32424 Evergreen St Nw, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 02 069 0120 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $301,616.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 4, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /S/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ISANTI COUNTY NEWS October 17, 24, 31, November 7, 14, 21, 2012 3177263


1010 LG Mortgage Foreclosures

12-080811 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,000.00 MORTGAGOR(S): Mark C. Harris and Rebecca L. Harris, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200001621512 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: BNC Mortgage, Inc. SERVICER: Ocwen Loan Servicing, LLC DATE AND PLACE OF FILING: Filed May 4, 2005, Isanti County Recorder, as Document Number 349322 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, as Trustee for Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-6; Dated: February 24, 2012 filed: March 19, 2012, recorded as document number A423609 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Southeast Quarter, Section 33, Township 36, Range 24, Isanti County, Minnesota, described as follows: Commencing at the Southwest corner of said Southwest Quarter of the Southeast Quarter; thence Easterly on an assumed bearing of South 89 degrees 20 minutes 37 seconds East, on the South line of said Southwest Quarter of the Southeast Quarter a distance of 495.00 feet to the point of beginning of the property to be described; thence continuing South 89 degrees 20 minutes 37 seconds East, on said South line, a distance of 266.00 feet; thence North 00 degrees 57 minutes 52 seconds East a distance of 275.00 feet; thence North 89 degrees 20 minutes 37 seconds West a distance of 66.00 feet; thence North 00 degrees 57 minutes 52 seconds East a distance of 1039.5 feet, more or less, to the North line of said Southwest Quarter of the Southeast Quarter; thence Westerly on said North line a distance of 200 feet, more or less, to the In with a line drawn Northerly, parallel with the West line of said Southwest Quarter of the Southeast Quarter, from said point of beginning; thence Southerly, parallel with said West line, to said point of beginning, subject to an easement for Ingress and Egress over and across the East 16.5 feet of the South 275 feet of the above described property. PROPERTY ADDRESS: 2681 325Th Ave Nw, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 10 033 0500 and 10 033 0701 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $88,475.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 5, 2012 U.S. BANK NATIONAL ASSOCIATION, as Trustee for Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-6 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, October 17, 24, 31 November 7, 14, 21, 2012 3178184


1010 LG Mortgage Foreclosures

12-086957 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,065.00 MORTGAGOR(S): Barry D. Cooper, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100267400006849572 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Equity Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed May 21, 2008, Isanti County Recorder, as Document Number 389927 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: May 31, 2012 filed: June 7, 2012, recorded as document number A425743 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, North Ridge Third Addition PROPERTY ADDRESS: 1480 Joes Lake Road, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 15.141.0080 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,992.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 5, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, October 17, 24, 31 November 7, 14, 21, 2012 3178549


1010 LG Mortgage Foreclosures

12-087306 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,505.00 MORTGAGOR(S): Lisa Mary Hartman FKA Lisa Mary Johnson and James Howard Hartman Jr., wife and husband MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 10, 2011, Isanti County Recorder, as Document Number 415470 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Isanti Trails PROPERTY ADDRESS: 1115 Cimarron Trail, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 16.101.0140 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $242,086.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 8, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /S/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ISANTI COUNTY NEWS, October 17, 24, 31, November 7, 14, 21, 2012 3179858


1010 LG Mortgage Foreclosures

STATE OF MINNESOTA COUNTY OF ISANTI DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Other Civil Case No 30-CV-12-284 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT TCF National Bank, Plaintiff, v. Michael G. Krzmarzick, Jeanine R. Krzmarzick, John Doe and Mary Roe, Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment entered in the above entitled action on May 8, 2012, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff in the above entitled action from the Defendants, the undersigned Sheriff of Isanti County, will sell at public auction, to the highest bidder for cash, on December 5, 2012, at 10:00 o'clock a.m. in the Isanti County Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, in the City of Cambridge, Minnesota, the premises and real estate located at 33276 Xenon Street, Princeton, Minnesota 55371, as described in the Judgment as follows: That part of Lot 3, Section 35, Township 36, Range 25, Isanti County, Minnesota, described by metes and bounds as follows, to wit: Commencing at a point on the prolongation of the North line of Lot 12, Miller's "Green Lakeshore" Lots, a distance of 50 feet East of the Northeast corner of said Lot 12, being the Northeast corner of "Evergreen Drive" according to said plat; thence North and following the prolongation of the East line of said Evergreen Drive a distance of 150 feet; thence West and parallel with the North line of said Lot 12 to the high water mark of Green Lake; thence South and following said high water mark to the North line of said Lot 12 as projected West; thence East and following the North line of said Lot 12 as projected to the point of commencement, except the South 15 feet thereof, in Isanti County, Minnesota and That part of Government Lot Three of Section Thirty-five, Township 36, Range Twenty-five, described by metes and bounds as follows, to-wit: Commencing at a point on the prolongation of the North line of Lot 12, Miller's Green Lakeshore Lots, a distance of 50 feet East of the Northeast corner of said Lot 12, being the Northeast corner of "Evergreen Drive" according to said plat; being the point of beginning; thence North and following the prolongation of the East line of said Evergreen Drive a distance of 150 feet; thence North 89 degrees 50 minutes 15 seconds East to the West right-of-way line of Xenon Street NW (formerly known as Evergreen Drive); thence South along said West right-of-way line to the point of beginning and there to terminate. The tax identification number for such property is 13-035-1101. The time allowed by law for redemption by the mortgagors, their personal representatives or assigns, is six (6) months from the confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. No personal judgment will be pursued against Michael G. Krzmarzik or Jeanine R. Krzmarzick. Dated: October 10, 2012 SHERIFF OF ISANTI COUNTY By: /s/ William Guenther Chief Deputy Foley & Mansfield, P.L.L.P. Shawn Dobbins 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Attorneys for Plaintiff Published in the ISANTI COUNTY NEWS October 17, 24, 31, November 7, 14, 21, 2012 3185005


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,203.00 MORTGAGOR(S): Christina Paulsen, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed June 22, 2010, Isanti County Recorder; Document No. 409303 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Townhouses at Joe's Lake 2nd Addition STREET ADDRESS OF PROPERTY: 1357 Jasmine Court, Cambridge, MN 55008-1791 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $96,521.98 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 13, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 15, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1898) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1357 Jasmine Court, Cambridge, MN 55008-1791 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 15-278-0060 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ISANTI COUNTY NEWS, October 17, 24, 31, November 7, 14, 21, 2012 3186717


1010 LG Mortgage Foreclosures

12-086159 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,558.00 MORTGAGOR(S): Jennifer Dootson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed April 23, 2009, Isanti County Recorder, as Document Number 398206 ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: August 23, 2012 filed: September 5, 2012, recorded as document number A428109 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 100249120000208178 SERVICER: GMAC Mortgage, LLC LENDER: Marketplace Home Mortgage, LLC LEGAL DESCRIPTION OF PROPERTY: The West 454.08 feet of the South 25 rods of the Southeast Quarter of the Southeast Quarter (SE 1/4 of SE 1/4) of Section 3, Township 34, Range 22 STREET ADDRESS OF PROPERTY: 8041 269Th Ave Ne, Stacy, MN 55079 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti TAX PARCEL IDENTIFICATION NUMBER: 08.003.1300 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $177,556.98 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 12, 2012 GMAC Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS October 24, 31, November 7, 14, 21, 28, 2012 3185316


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 04/24/2008 MORTGAGOR(S): William J. Hardy, a single person,Kristie Oehrlein, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Oak Street Mortgage LLC Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100331700802671000 Lender or Broker: Oak Street Mortgage LLC Servicer: Bank of America, N.A. Mortgage Originator: Oak Street Mortgage LLC DATE AND PLACE OF RECORDING: Recorded May 09, 2006,Isanti County Recorder, Document No. 365354. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as Trustee for the Specialty Underwriting and Residential Finance Trust, Mortgage Loan Asset-Backed Certificates Series 2006-AB3 Dated: August 14, 2009,Recorded August 20, 2009,Isanti County Recorder, Document No. 401805. U.S. Bank, National Association, as Trustee for the Holders of the Specialty Underwriting and Residential Finance Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-AB3 Dated: August 10, 2012,Recorded August 23, 2012,Isanti County Recorder, Document No. A427826. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Brookview South 5th addition, Isanti County, Minnesota. Abstract property REGISTERED PROPERTY: No TAX PARCEL NO.: 16.068.0210 ADDRESS OF PROPERTY: 600 6th Ave SW, Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,568.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Wednesday, December 19, 2012, 10:00 a.m. PLACE OF SALE: West Door of Law Enforcement Center, City of Cambridge to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 06/19/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 17, 2012 U.S. Bank, National Association, as Trustee for the Holders of the Specialty Underwriting and Residential Finance Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-AB3 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: U.S. Bank, National Association, as Trustee for the Holders of the Specialty Underwriting and Residential Finance Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-AB3 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-121999 Published in the ISANTI COUNTY NEWS, October 24, 31, November 7, 14, 21, 28, 2012 3190949


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,905.00 MORTGAGOR(S): Matthew J. Erickson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for River City Mortgage Corp., a Minnesota corporation DATE AND PLACE OF FILING: Filed October 4, 2004, Isanti County Recorder; Document No. 340757 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on November 7, 2011 as Document Number A-420538, in the Office of the County Recorder of Isanti County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northeast Quarter of Section 2, township 37, Range 23, Isanti County, Minnesota, described as follows: Commencing at the Northeast corner of the Northeast Quarter of the Northeast Quarter of Section 2; thence South 1 degree 00 minutes, 30 seconds West, assumed bearing, along the East line of said Northeast Quarter of the Northeast Quarter, a distance of 870.25 feet; thence North 89 degrees, 50 minutes, 25 seconds West, a distance of 594.50 feet to the West line of the East 594.61 feet of said Northeast Quarter of the Northeast Quarter (as measured along or parallel with the South line of said Northeast Quarter of the Northeast Quarter); thence continuing North 89 degrees, 50 minutes, 25 seconds West, a distance of 117.02 feet to the point of beginning of the parcel to be herein described; thence North 0 degrees, 13 minutes, 30 seconds East, a distance of 150.00 feet; thence North 89 degrees, 50 minutes, 25 seconds West, a distance of 100.00 feet to the East line of the west 500.59 feet of said Northeast Quarter of the Northeast Quarter, as measured along or parallel with the South line of said Northeast Quarter of the Northeast Quarter; thence South 0 degrees, 13 minutes, 30 seconds West, along said East line, a distance of 150.00 feet to the point of intersection with a line that bears North 89 degrees, 50 minutes, 25 seconds West from the point of beginning; thence South 89 degrees, 50 minutes, 25 seconds East, along said line, a distance of 100.00 feet to the point of beginning. Except the South 50 feet thereof STREET ADDRESS OF PROPERTY: 400 5th Street NE, Braham, MN 55006-3042 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $123,216.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 13, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 18, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2161) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 400 5th Street NE, Braham, MN 55006-3042 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for River City Mortgage Corp., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for River City Mortgage Corp., a Minnesota corporation (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 14.040.0100 (6) Transaction Agent's Mortgage ID Number (MERS number) 100315900000008549 Published in the ISANTI COUNTY NEWS October 24, 31, November 7, 14, 21, 28, 2012 3191962


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2008 MORTGAGOR: Chad W. Carlson and Kristin L. Carlson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 17, 2008 Isanti County Recorder, Document No. 393867. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000103944 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 34299 Hupp Street Northeast, Cambridge, MN 55008 TAX PARCEL I.D. #: 030950010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Linquist 2nd Addition, Isanti County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$147,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,313.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 10, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3574 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, October 24, 31, November 7, 14, 21, 28, 2012 3193529


1010 LG Mortgage Foreclosures

12-086192 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 5, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $442,000.00 MORTGAGOR(S): Tammy J. Crawford Thronson and Donovan H. Thronson III, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed February 14, 2007, Isanti County Recorder, as Document Number 375720 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank Trust Company Americas as Trustee for RALI 2007-QS4; Dated: August 6, 2012 filed: August 9, 2012, recorded as document number A427494 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 100062604724037991 SERVICER: GMAC Mortgage, LLC LENDER: Homecomings Financial, LLC (f/k/a Homecomings Financial Network, Inc.) LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of the Southeast quarter of Section Eighteen (18), Township Thirty-five (35), Range Twenty-four (24), Isanti County, Minnesota lying Southerly of the following described line: Commencing at a point on the East line of said Northeast Quarter of Southeast Quarter distant 528 feet North from the Southeast corner of said Northeast Quarter of Southeast Quarter; thence Westerly and parallel with the South Line of the Northeast Quarter of said Section Eighteen (18) to its intersection with the West line of said Northeast Quarter of Southeast Quarter and there terminating, excepting therefrom the following described parcel of land, to-wit: Commencing at the Southeast corner of said Northeast Quarter of Southeast Quarter, running thence North on the Section line 32 rods; thence West parallel with the Section line 15 rods; thence South parallel with the Section line 32 rods; thence East parallel with the section line 15 rods, to the place of beginning, said exception containing 3 acres, more or less, Section Eighteen (18), Township Thirty-five (35), Range Twenty-four (24) STREET ADDRESS OF PROPERTY: 30359 Fox Street Nw, Cambridge, MN 55008 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti TAX PARCEL IDENTIFICATION NUMBER: 02-018-0502 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $333,590.91 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 12 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 12, 2013. Dated: October 17, 2012 Deutsche Bank Trust Company Americas as Trustee for RALI 2007-QS4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, October 31, November 7, 14, 21, 28, December 5, 2012 3189617


1010 LG Mortgage Foreclosures

12-084639 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,900.00 MORTGAGOR(S): Kay F. Taylor, a single person and William P. Hartman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0005097905-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed December 26, 2007, Isanti County Recorder, as Document Number 385605 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: June 22, 2012 filed: July 12, 2012, recorded as document number A426814 LEGAL DESCRIPTION OF PROPERTY: Lot 61, Block 9, Bridgewater, Common Interest Community No. 1 PROPERTY ADDRESS: 2164 SE Cleveland Way, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 15.148.2480 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $114,607.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 18, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS October 31, November 7, 14, 21, 28, December 5, 2012 3192259


1010 LG Mortgage Foreclosures

12-086362 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,750.00 MORTGAGOR(S): Joseph P. Spitzenberger and Laretta M. Spitzenberger, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100162500014443478 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: AmTrust Bank SERVICER: EverBank DATE AND PLACE OF FILING: Filed September 10, 2008, Isanti County Recorder, as Document Number 392779 ASSIGNMENTS OF MORTGAGE: Assigned to: EverBank; Dated: September 25, 2012 LEGAL DESCRIPTION OF PROPERTY: The Southwest Quarter of the Southeast Quarter (SW 1/4 of SE 1/4) of Section Twelve (12), Township Thirty-four (34), Range Twenty-three (23), excepting therefrom the following described tract: Commencing at the Northeast corner of the SW 1/4 of SE 1/4 of Section 12, Township 34, Range 23, thence South on the East line of said SW 1/4 of SE 1/4, 450 feet, thence West at right angles 250 feet, thence North at right angles 450 feet and to the North line of said SW 1/4 of SE 1/4, thence East on said North line 250 feet to the point of commencement and there to terminate PROPERTY ADDRESS: 4786 263Rd Ave Ne, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 01 012 1200 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $279,785.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 19, 2013. Dated: October 19, 2012 EverBank Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS October 31, November 7, 14, 21, 28, December 5, 2012 3193459


1010 LG Mortgage Foreclosures

12-083714 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 MORTGAGOR(S): Marcee Nilsen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0019106483-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed September 17, 2008, Isanti County Recorder, as Document Number 392967 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: May 23, 2012 filed: July 13, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, North Ridge 6th Addition PROPERTY ADDRESS: 1363 Roosevelt St S, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 151590410 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $90,691.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 19, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, October 31, November 7, 14, 21, 28, December 5, 2012 3193759


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,213.00 MORTGAGOR(S): Justin Handt, a single person MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 05, 2004 Isanti County Recorder Document Number: 332395 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Isanti Property Address: 406 12th Ave NW, Isanti, MN 55040-6262 Tax Parcel ID Number: 16-084-0480 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Hillock West, Isanti County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,477.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 509 18th Avenue S.W., Cambridge, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 13, 2013, or the next business day if June 13, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 31, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023426F03 Published in the ISANTI COUNTY NEWS October 31, November 7, 14, 21, 28, December 5, 2012 3195311


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date:October 22, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated December 1, 2010, executed by Roger L. Meyman and Anita L. Meyman, husband and wife, as mortgagors, to Mortgage Electronic Registration Systems, Inc., solely as nominee for American Bank, a Federal Savings Bank, as mortgagee, and recorded on December 7, 2010 as Document Number 413315; which mortgage was assigned to Wells Fargo Bank, N.A. pursuant to a Corporate Assignment of Mortgage, dated August 3, 2012, recorded on August 8, 2012 as Document Number A427485, in the office of the County Recorder of Isanti County, Minnesota, in the office of the County Recorder of Isanti County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $237,400.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $240,675.46. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 5, Block 1, Woodland Acres, Isanti County, Minnesota will be sold by the Sheriff of Isanti County, Minnesota, at public auction on December 13, 2012 at 10:00 a.m. at the office of the Isanti County Sheriff, 509 18th Avenue SW, Cambridge, Minnesota. 8. The mortgagor must vacate the property on or before 11:59 p.m. June 13, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagors or Mortgagors' personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Foreclosure Data required by Minn. Stat. Sec. 580.025 1.Property Address: 251 268th Lane NE, Isanti, Minnesota 55040 2.Transaction Agent: Not Applicable 3.Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., solely as nominee for American Bank, a Federal Savings Bank; assigned to Wells Fargo Bank, N.A. 4.Residential Servicer: Wells Fargo Bank, N.A. 5.Tax Parcel Identification Number: 01-048-0050 6.Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 7-2888 Published in the ISANTI COUNTY NEWS, October 31, November 7, 14, 21, 28 December 5, 2012 3197345


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2008 MORTGAGOR: Jerry Westrom and Elizabeth A. Westrom, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 8, 2008 Isanti County Recorder, Document No. 388473. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520051819987 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3444 Essen Road Northeast , Cambridge, MN 55008 TAX PARCEL I.D. #: 05.082.0030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, South Shore Estates, Isanti County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$104,244.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$106,111.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-12-005262 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS October 31, November 7, 14, 21, 28, December 5, 2012 3199491


1010 LG Mortgage Foreclosures

12-086257 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 MORTGAGOR(S): Jenifer A. Dunham, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000554-0122488383-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed January 23, 2006, Isanti County Recorder, as Document Number 361041 ASSIGNMENTS OF MORTGAGE: Assigned to: IndyMac Federal Bank FSB; Dated: March 9, 2009 filed: March 24, 2009, recorded as document number 397322; Thereafter assigned to Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2006-AR2, Mortgage Pass-Through Certificates, Series 2006-AR2 under the Pooling and Servicing Agreement dated February 1, 2006; dated: June 17, 2011. LEGAL DESCRIPTION OF PROPERTY: All that part of Government Lot One (1) Section Four (4), Township Thirty-four (34), of Range Twenty-four (24), lying East of the following described line: Commencing at the Northeast corner of said Government Lot 1, Section 4; thence West 00 degrees 00 minutes along the North line thereof; 1040.00 feet to the point of beginning of the line to be described; thence South 00 degrees 00 minutes, 1252 feet, more or less, to the point intersection thereof with the South line of said Government Lot 1, and there terminating. The above-described tract contains 30 acres, more or less, and is subject to a 2-rod roadway easement as per recorded plat of Chi-Gak-Wa shores, according to the dedication filed in Book C of Plats, Page 61, in the office of the Register of Deeds, Isanti County, Minnesota, and described as follows: "And for connection to the main public highway, an easement roadway is hereby granted, 2 rods wide, along the North side of Lot 1, East of Bri-Den Drive, and thence South along the East side thereof, and continuing as now traveled across the SW 1/4 of the NE 1/4 of Section 4, where it connects with an established road." EXCEPTING THEREFROM the following described tract of land: Commencing at the Southeast corner of Government Lot 1, of Section. 4, Township 34, Range 24; thence 600 feet West on the South line of said Government Lot 1, to the point of beginning of the tract to be herein described; thence North and parallel with the East line of said Government Lot 1, 990 feet; thence West and parallel with the South line of Government Lot 1, 440 feet; thence South and parallel with the East line of said Government Lot 1, 990 feet to the South line of Government Lot 1; thence East on the South line of Government Lot 1, 440 feet to the point of beginning and there to terminate, containing 10 acres, more or less PROPERTY ADDRESS: 27530 Dahlia Ct Nw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 12-104-0400 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $256,150.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. Dated: October 24, 2012 Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2006-AR2, Mortgage Pass-Through Certificates, Series 2006-AR2 under the Pooling and Servicing Agreement dated February 1, 2006 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ISANTI COUNTY NEWS, October 31, November 7, 14, 21, 28, December 5, 2012 3199982


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 2, 2007 MORTGAGOR: Alfred George Free, single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 9, 2007 Isanti County Recorder, Document No. 375544. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010401460374529 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 29600 Ghia Street Northeast, Isanti, MN 55040 TAX PARCEL I.D. #: 05-024-0900 LEGAL DESCRIPTION OF PROPERTY: Commencing at the Northeast corner of the Northwest Quarter of the Southwest Quarter (NW1/4 of SW 1/4) Section 24, Township 35, Range 23, thence West on the North line thereof, four (4) rods for the point of beginning of tract to be herein described; thence continuing West and along said North line a distance of 32 rods; thence South and parallel to the East line of said NW 1/4 of SW 1/4 a distance of 52 rods; thence East and parallel to the North line of the NW 1/4 of the SW 1/4 a distance of 32 rods; thence North a distance of 52 rods to the point of beginning. Also Described As That part of the Northwest Quarter of the Southwest Quarter of Section 24, Township 35, Range 23, Isanti County, Minnesota, described as follows: Commencing at the Northeast corner of said Northwest Quarter of the Southwest Quarter; thence west on the north line of said Northwest Quarter of the Southwest Quarter a distance, of 594 feet; thence south and parallel with the east line of said Northwest Quarter of the Southwest Quarter a distance of 858 feet; thence east parallel with said north line a distance of 594 feet, more or less, to the east line of said Northwest Quarter of the Southwest Quarter; thence north along said east line a distance of 858 feet, more or less, to the point of commencement, EXCEPTING therefrom the East 66 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,966.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 16, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-82-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS October 31, November 7, 14, 21, 28, December 5, 2012 3201205


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: John T. Jurva, a single person. MORTGAGEE:American Residential Mortgage, LP, a limited partnership. DATE AND PLACE OF RECORDING: Recorded July 8, 2003 Isanti County Recorder, Document No. 319117. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC s/b/m to Chase Manhattan Mortgage Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP, a limited partnership RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 508 Marion Street Southwest, Isanti, MN 55040 TAX PARCEL I.D. #: 160680040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Brookview South 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,590.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005032 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, October 31, November 7, 14, 21, 28, December 5, 2012 3201263


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2005 MORTGAGOR:Randy A. Mariette and Stacey M. Mariette, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 30, 2005 Isanti County Recorder, Document No. 358956, as amended by Court Order, Recorded August 22, 2012, Document No. 427790. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-17. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700058976834 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 3929 County Road 5 Northeast, Isanti, MN 55040 TAX PARCEL I.D. #: 05-023-1300 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Southeast Quarter of Section Twenty-three (23), Township Thirty-five (35), Range Twenty-three (23), described as follows: Commencing at the Southeast corner of said Section 23, thence West and along the south line thereof 98 rods for the point of beginning of the tract herein conveyed; thence continuing west along said South section line for a distance of 287.5 feet; thence north and parallel with the East line of said Section 23 for 181.5, feet; thence East and parallel with the South line of Section 23 for 230 feet, more or less, and to the thread of Cedar Creek as presently running through said Southwest Quarter of the Southeast Quarter in a generally northerly to southerly direction; thence Southerly along the thread of said Cedar Creek in its intersection with the South line of said Southwest Quarter of the Southeast Quarter; thence West and along said South line of said Southwest Quarter of the Southeast Quarter; thence West and along the South line to point of commencement there to terminate. COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,149.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 22, 2012 The Bank of New York Mellon fka The Bank of New York, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 18-1267 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, October 31, November 7, 14, 21, 28, December 5, 2012 3201271


1010 LG Mortgage Foreclosures

12-084305 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,580.00 MORTGAGOR(S): Steven R. Gunderson and Kim R. Gunderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100670800016302051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: New American Mortgage, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed August 4, 2011, Isanti County Recorder, as Document Number A418471 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: May 14, 2012 filed: June 14, 2012, recorded as document number A425960 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Lakewood Estates PROPERTY ADDRESS: 33332 Lakeshore Dr Ne, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 03.069.0092 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $269,410.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS November 7, 14, 21, 28, December 5, 12, 2012 3199209


1010 LG Mortgage Foreclosures

11-078822 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 MORTGAGOR(S): Sandra J. Nalezny and Mark Nalezny A/K/A Mark J. Nalezny, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100310900000123228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: GSF Mortgage Corp. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 28, 2008, Isanti County Recorder, as Document Number 389115 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: December 30, 2011 filed: January 20, 2012, recorded as document number A422189 LEGAL DESCRIPTION OF PROPERTY: Lots 38, 39, 40, 41 and 42, Roseacres PROPERTY ADDRESS: 3333 Bayshore Cir Nw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 12-149-0360 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $232,154.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS November 7, 14, 21, 28, December 5, 12, 2012 3199263


1010 LG Mortgage Foreclosures

12-086208 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 6, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Lisa Mossengren and Lonny Mossengren, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001310-2280023599-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Mortgage Network, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed August 12, 2008, Isanti County Recorder, as Document Number 392074 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: August 25, 2012 filed: September 13, 2012, recorded as document number A428355 LEGAL DESCRIPTION OF PROPERTY: That Part of the Southeast Quarter of the Southeast Quarter of Section 20, Township 34, Range 24, in Isanti County, Minnesota , described as follows: Commencing at the South Quarter corner of said Section 20; thence North 88 degrees 52 minutes 37 seconds East along the South line thereof to its intersection with the Southeasterly right of way line of Riverbank lane as laid out in the plat of King's Ranch Addition on file and of record in the office of the County Recorder in and for Anoka County, Minnesota, said point of intersection being 1631.08 feet East of said South Quarter corner and hereafter known as point A; thence North 45 degrees 47 minutes East a distance of 755.6 feet to a point to be hereafter known as point C, thence Northeasterly a distance of 132 feet to the actual point of beginning of land to be described, said distance being measured on a line from point C to a point on the East line of said Southeast Quarter of the Southeast Quarter, said point being a distance of 300 feet South of the Northeast corner thereof; thence continue Northeasterly along same described line to its intersection with the East line of Southeast Quarter of the Southeast Quarter; thence South along said East line to a point on the shore of the Rum River; thence Southwesterly along the shore of the Rum River to a point on a line which bears South 14 degrees 52 minutes 23 seconds East from the point of beginning, thence North 14 degrees 52 minutes 23 seconds West a distance of 570 feet, more or less, to the point of beginning; together with a 66 foot wide road easement parallel with and adjacent to a line beginning at said point A; thence North 45 degrees 47 minutes East a distance of 755.6 feet; thence Northeasterly to a point on the East line of said Southeast Quarter of the Southeast Quarter, said point being 300 feet South of the Northeast corner thereof; thence Northerly on said East line a distance of 300 feet to said Northeast corner and there terminating; the last described line being the Southeasterly and Easterly boundaries of said road easement. PROPERTY ADDRESS: 3236 Riverbank Dr Nw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 12-120-2500 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $295,430.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 26, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS November 7, 14, 21, 28, December 5, 12, 2012 3200242


1010 LG Mortgage Foreclosures

12-080813 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,580.00 MORTGAGOR(S): Gene Cox Jr. and Tammy Cox, Husband and Wife MORTGAGEE: JPMorgan Chase Bank, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 7, 2008, Isanti County Recorder, as Document Number 388438 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Mattson's First Addition PROPERTY ADDRESS: 101 5Th Ave Sw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 16 048 0070 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $178,977.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 26, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, November 7, 14, 21, 28, December 5, 12, 2012 3200329


1010 LG Mortgage Foreclosures

11-074165 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 MORTGAGOR(S): Jeffrey G. Lund and Melissa A. Lund, as husband and wife MORTGAGEE: MinnCo Credit Union LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: MinnCo Credit Union SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed May 22, 2006, Isanti County Recorder, as Document Number 365930 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: May 17, 2006 filed: May 22, 2006, recorded as document number 365931 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block One (1), Rearrangement of Isanti Hills-Phase 3 PROPERTY ADDRESS: 800 Cedar St Sw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 16.071.0060 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $140,109.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 26, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ISANTI COUNTY NEWS, November 7, 14, 21, 28, December 5, 12, 2012 3201453


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 MORTGAGOR: Tammy Jo Hanson, single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 14, 2007 Isanti County Recorder, Document No. 379746. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500036207679 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 41027 Jamestown Street Northeast, Braham, MN 55006 TAX PARCEL I.D. #: 11.010.1900 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Northeast Quarter (SE l/4 of NE 1/4) of Section Ten (10), Township Thirty-seven (37), Range Twenty-Three (23), described as follows: Commencing at the Northwest corner of said Southeast Quarter of the Northeast Quarter; thence east along the North line of said SE 1/4 of NE 1/4, 771 feet; thence south and parallel with the West line of said SE l/4 of NE/4, 565 feet; thence west and parallel with the North line of said SE 1/4 of NE 1/4, 771 feet, more or less, and to the West line of said SE 1/4 of NE 1/4; thence north along the West line of said SE 1/4 of NE 1/4, 565 feet, more or less, to the point of beginning and there to terminate. COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$251,931.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 31, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 31, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 29, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-12-001288 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 16, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota, in said county and state. Dated: October 26, 2012. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #3 00 Minneapolis, MN 55416 (952) 925-6888 21-12-001288 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS November 7, 2012 3201720


1010 LG Mortgage Foreclosures

11-077698 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 5, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 MORTGAGOR(S): Jerrod M. Fortune and Michele L. Fortune, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000087458 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Maribella Mortgage, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 10, 2005, Isanti County Recorder, as Document Number 356650 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1; Dated: October 3, 2012 filed: October 9, 2012, recorded as document number A429077 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Hillock West PROPERTY ADDRESS: 404 Rum River Dr Nw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 16 084 0610 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $177,925.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 29, 2012 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, November 7, 14, 21, 28, December 5, 12, 2012 3202393


1010 LG Mortgage Foreclosures

12-082164 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,367.00 MORTGAGOR(S): Matthew W. Larson and Cari A. Larson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001032-1000062890-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: The Business Bank, dba Prime Mortgage SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 22, 2010, Isanti County Recorder, as Document Number 407823 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: April 7, 2012 filed: April 20, 2012, recorded as document number A424464 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Rum River Meadows 2nd Addition PROPERTY ADDRESS: 1302 Ironwood Ct Sw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 161110530 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $171,026.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 30, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ISANTI COUNTY NEWS November 7, 14, 21, 28, December 5, 12, 2012 3203776


1010 LG Mortgage Foreclosures

12-083045 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $73,600.00 MORTGAGOR(S): Debra J. Seivert, A Married Woman. MORTGAGEE: CitiMortgage, Inc., as successor in interest by merger to ABN AMRO Mortgage Group, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: CitiMortgage, Inc., as successor in interest by merger to ABN AMRO Mortgage Group, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed August 5, 2002, Isanti County Recorder, as Document Number 302416 LEGAL DESCRIPTION OF PROPERTY: The part of Lot 7, of Auditor's sub-division No. 2 the Village of Braham, described by metes and bounds as follows, to-wit: Commencing at the Northwesterly corner of Lot 16 of the Auditor's Sub-division No. 2 of the Village of Braham, thence North and parallel with the East line of said Lot 16 a distance of 50 feet, thence Easterly and parallel with the North line of said Lot 16 a distance of 202.5 feet to the Northwest Corner of Lot 17, in said Sub-division No. 2, thence South along the West line of said Lot 17 to the Northeast corner of said Lot 16: thence Westerly along the North line of said Lot 16 a distance of 202.5 feet, more or less, to the point of commencement PROPERTY ADDRESS: 117 Douglas Dr N, Braham, MN 55006 PROPERTY IDENTIFICATION NUMBER: 14.041.0140 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $68,131.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 30, 2012 CitiMortgage, Inc., as successor in interest by merger to ABN AMRO Mortgage Group, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ISANTI COUNTY NEWS November 7, 14, 21, 28, December 5, 12, 2012 3204066


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2005 MORTGAGOR(S): Lowell G. Bechthold, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for MIT Lending, a New York corporation DATE AND PLACE OF RECORDING: Filed April 15, 2005, Isanti County Recorder, as Document No. 348621 ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company, by assignment dated September 18, 2012, filed for record October 9, 2012, as Document No. A429061 The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA Transaction Agent's Mortgage Identification Number on Mortgage: NA Lender or Broker: Bayview Loan Servicing, LLC, a Delaware limited liability company Residential Mortgage Servicer: NA MORTGAGE ORIGINATOR (as defined in section 58.02): MIT Lending MORTGAGED PROPERTY ADDRESS: 4814 - 263rd Avenue NE, Isanti, MN, 55040 TAX PARCEL I.D. NO.: 01-012-0500; 01-012-1300 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of Southeast Quarter (SW 1/4 of SE 1/4) of Section 12, Township 34, Range 23, described as follows: Commencing at the Northeast corner of the SW 1/4 of SE 1/4 of Section 12, Township 34, Range 23; thence South on the East line of said SW 1/4 of SE 1/4 450 feet; thence West at right angles 250 feet; thence North at right angles 450 feet and to the North line of said SW 1/4 of SE 1/4; thence East on said North line 250 feet to the point of commencement and there to terminate, subject to road easements. AND. The Southeast Quarter of Southeast Quarter (SE 1/4 of SE 1/4) of Section 12, Township 34, Range 23. COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $339,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $331,574.81 The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2013 at 10:00 AM PLACE OF SALE: Front lobby of the sheriff's office, 509 18th Avenue SW, in the City of Cambridge, County of Isanti, State of Minnesota to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. § 580.23, or the redemption period is not reduced under Minn. Stat. § 582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on January 8, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NA. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED." Dated: October 29, 2012BAYVIEW LOAN SERVICING, LLC, A DELAWARE LIMITED LIABILITY COMPANY, Assignee /s/ Peter B. Tiede PETER B. TIEDE-for- Atty. I.D. # 245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone: (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, November 7, 14, 21, 28, December 5, 12, 2012 3205118


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/31/2009 MORTGAGOR(S): Anthony M. Grondin, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Business Bank, DBA Prime Mortgage Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100103210000538453 Lender or Broker: The Business Bank, DBA Prime Mortgage Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: The Business Bank, DBA Prime Mortgage DATE AND PLACE OF RECORDING: Recorded August 07, 2009,Isanti County Recorder, Document No. 401460. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association Dated: March 02, 2012,Recorded March 26, 2012,Isanti County Recorder, Document No. A423802. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Rustic Oaks, according to the recorded plat thereof, and situate in Isanti County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 09.050.0130 ADDRESS OF PROPERTY: 7370 289th Lane NW Princeton, MN 55371 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,998.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,429.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Wednesday, December 26, 2012, 10:00 a.m. PLACE OF SALE: West Door of Law Enforcement Center, City of Cambridge to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 06/26/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 31, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: JPMorgan Chase Bank, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-120030 Published in the ISANTI COUNTY NEWS, November 7, 14, 21, 28, December 5, 12, 2012 3205912


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 06/30/2005 MORTGAGOR(S): Julie M. Ihnot, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100077910004068678 Lender or Broker: Decision One Mortgage Company, LLC Servicer: Bank of America, N.A. Mortgage Originator: Decision One Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded August 03, 2005,Isanti County Recorder, Document No. 353426. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-backed Certificates, Series 2005-BC5 Dated: March 03, 2012,Recorded March 12, 2012,Isanti County Recorder, Document No. A423446. LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 6, Silver Oak Ridge, Isanti County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 15.146.0520 ADDRESS OF PROPERTY: 1155 Marigold Drive S. Cambridge, MN 55008 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,964.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Wednesday, December 26, 2012, 10:00 a.m. PLACE OF SALE: West Door of Law Enforcement Center, City of Cambridge to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 06/26/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 31, 2012 The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-backed Certificates, Series 2005-BC5 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-backed Certificates, Series 2005-BC5 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-122057 Published in the ISANTI COUNTY NEWS, November 7, 14, 21, 28, December 5, 12, 2012 3205964


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $314,204.00 MORTGAGOR(S): Jason J. White, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 29, 2009 Isanti County Recorder Document Number: 400172 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: August 10, 2011 Recorded: August 17, 2011 Isanti County Recorder Document Number: A418698 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402135716235 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Isanti Property Address: 590 Alaska Loop, Cambridge, MN 55008-9325 Tax Parcel ID Number: 15-173-0290 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, The Preserve at Parkwood, Isanti County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $328,510.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 509 18th Avenue S.W., Cambridge, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 20, 2013, or the next business day if June 20, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 07, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021920F01 Published in the ISANTI COUNTY NEWS, November 7, 14, 21, 28, December 5, 12, 2012 3206297


1010 LG Mortgage Foreclosures

12-085228 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,500.00 MORTGAGOR(S): Jack A. Feiertag, a single person and Jessica M. Sinn, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001540-6000004135-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Residential Mortgage, LP SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed November 19, 2003, Isanti County Recorder, as Document Number 326926 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: June 27, 2012 filed: June 29, 2012, recorded as document number A426426 LEGAL DESCRIPTION OF PROPERTY: Commencing at a point Sixty-Six (66) feet East of the Northeast corner of Block One (1) in Conger's Addition to the Village of Cambridge Isanti County Minnesota, According to the plat thereof on file and of record in the office of the register of deeds in and for said County and State; thence East and parallel with State street a distance of Seventy-Five (75) feet; thence South and parallel with the East line of said Block One (1), a distance of One Hundred Fifty (150) feet; thence West and parallel with State street, a distance of Seventy-five (75) feet until it intersects with Lake Street; thence North One Hundred Fifty (150) feet to the place of commencement, said tract being a part of what is known as the Northwest Quarter (NW 1/4) of Giles Block and containing 11,250 square feet. PROPERTY ADDRESS: 541 1St Avenue W, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 15 054 0020 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $73,796.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 31, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 30, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 31, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 31, 2012, at 10:00 AM, has been postponed to December 6, 2012, at 10:00 AM, located at 509 18th Avenue SW, Cambridge, MN 55008, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by June 6, 2013 at 11:59 PM. Dated: October 31, 2012. CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ISANTI COUNTY NEWS, November 7, 2012 3206306


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 8, 2006 MORTGAGOR: Brian Merrifield and Kathryn M. Merrifield, husband and wife. MORTGAGEE:Chase Bank USA, National Association. DATE AND PLACE OF RECORDING: Recorded July 24, 2006 Isanti County Recorder, Document No. 368336. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Associaton, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CH2, Asset Backed Pass-Through Certificates, Series 2006-CH2. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 29657 Northeast Jodrell Street, Cambridge, MN 55008 TAX PARCEL I.D. #: 071480030 LEGAL DESCRIPTION OF PROPERTY: Parcel 1: Lot 3, Block 1, Maple Leaf Knoll Parcel 2: Outlot B, Maple Leaf Knoll, Isanti County COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,915.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$242,556.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003676 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, November 7, 14, 21, 28. December 5, 12, 2012 3208900


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date:October 17, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated April 30, 2009, executed by Emily M. Sandven, a single woman, as mortgagor, to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Mortgages Unlimited, Inc., as mortgagee, and recorded on May 4, 2009 as Document Number 398489, in the office of the County Recorder of Isanti County, Minnesota and assigned to Wells Fargo Bank, N.A. by written assignment recorded on February 15, 2012 as Document Number A422796, in the Office of the County Recorder of Isanti County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $78,551.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $80,867.16. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 9, Block 3, Brookview South 4th Addition, Isanti County, Minnesota. will be sold by the Sheriff of Isanti County, Minnesota, at public auction on December 13, 2012 at 10:00 a.m. at the office of the Isanti County Sheriff, 509 18th Avenue SW, Cambridge, MN 55008. 8. The mortgagor must vacate the property on or before 11:59 p.m. June 13, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Foreclosure Data required by Minn. Stat. Sec. 580.025 1. Property Address: 601 Page Street, Isanti, MN 55040-7235 2. Transaction Agent: Not Applicable 3. Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Mortgages Unlimited, Inc. 4. Residential Servicer: Wells Fargo Bank, N.A. 5. Tax Parcel Identification Number: 16-066-0200 6. Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 7-2879 Published in the ISANTI COUNTY NEWS October 31, November 7, 14, 21, 28, December 5, 2 012 3196145


1019 LG Certificate of Assumed Name

Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed name under which the business is or will be conducted: CindyBlue Designs 2. Principal Place of Business. 208 Elmhurst Avenue North Braham, MN 55006 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Marianne Louise Benzen 208 Elmhurst Avenue North Braham, MN 55006 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: October 6, 2012 /s/ Marianne L. Benzen Published in the ISANTI COUNTY NEWS November 7, 14, 2012 3203285


1031 LG County of Isanti

STATE OF MINNESOTA COUNTY OF ISANTI DISTRICT COURT TENTH JUDICIAL DISTRICT Court File Number: 30-JV-12-284 Case Type: Juvenile SUMMONS AND NOTICE FOR PERMANENT TRANSFER OF CUSTODY OF CHILD In the Matter of the Welfare of the Child(ren) of: Chamblis He Crow, Parent Wallace James Chase, Parent NOTICE TO: Chamblis He Crow, above named parent(s) or legal custodian(s). 1. A permanency Petition has been filed in the Office of the Clerk of Juvenile Court located at Isanti County Government Center, 555 18th Ave. SW, Cambridge, MN 55008, alleging that permanent custody of your child should be transferred to relatives. 2. Notice is hereby given that the matter of said Permanency Petition will be called for hearing before the Juvenile Court located at Isanti County Government Center, 555 18th Ave. SW, Cambridge, MN 55008, on December 11, 2012 at 1:00 p.m. or as soon after as the Matter can be heard. 3.YOU ARE ORDERED to appear before the Juvenile Court at the scheduled date. 4. You have a right to be represented by counsel. 5. If you fail to appear at the hearing, the Court may still conduct the hearing and grant appropriate relief, including permanent transfer of custody of the child named in the Petition. WITNESS, the Honorable James E. Dehn Judge of District Court BY: /s/ Kim Lauseng Deputy Court Administrator Published in the ISANTI COUNTY NEWS, October 31, November 7, 14, 2012 3201672


1031 LG County of Isanti

State of Minnesota County of Isanti District Court Tenth Judicial District Court File Number: 30-FA-12-381 Case Type: Domestic Abuse NOTICE OF HEARING BY PUBLICATION (Minn. Stat § 518B.01, subd. 8) In the Matter of; Kirstin A. Person OBO Meghan R. Haines and Chloe L. Person-Haines Petitioner vs. Jeremy Wayne Haines Respondent To Respondent named above: An order has been issued directing you to appear at Isanti County Government Center 555 - 18th Ave. SW. Cambridge MN 55008 on Nov. 16, 2012 at 8:29 am and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Isanti County Court Administrator's Office. If you do not appear at the scheduled hearing, the Petitioner's request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court's Order. Dated: November 2, 2012 /s/ Andrea Courneya Court Administrator/Deputy Published in the ISANTI COUNTY NEWS, November 7, 2012 3209252


1045 LG Public Notices

PUBLIC NOTICE DISPOSAL OF PERSONAL PROPERTY AT NORTHLAND STORAGE 30023 ABERDEEN COURT ISANTI, MN 55040 The personal property of Shaun Soderberg, Unit 17, will be dispersed unless back payment is received prior to November 20th, 2012. Published in the ISANTI COUNTY NEWS, November 7, 14, 2012 3207096


1045 LG Public Notices

STATE OF MINNESOTA COUNTY OF ISANTI TENTH JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 30-PR-12-77 NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS Estate of Donald Iver Erickson, Decedent It is Ordered and Notice is given that on November 27, 2012 at 9:00am, a hearing will be held in this Court at 555 18th Avenue SW, Cambridge, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, February 16, 2012, ("Will"), and for the appointment of Wade Erickson, whose address is 7745 Hwy 95 NW, Princeton, MN, 55371 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: October 17, 2012 BY THE COURT The Honorable John Hoffman Chief Judge, Tenth Judicial District Judge of District Court Dated: October 17, 2012 Monica Tschumper Court Administrator By: /s/ Megan Bergman Deputy Court Administrator Attorney for Petitioner John E. Buchholz Buchholz & Burke, PLLC 1322 Lowry Ave NE #l Minneapolis, MN, 55418 Attorney License No: 0389971 Telephone: (612) 217-2137 Email: john@twincities-elderlaw.com Published in the ISANTI COUNTY NEWS November 7, 14, 2012 3209269


1069 LG City of Cambridge

ORDINANCE NO. 576 An Ordinance Adopting Directional Identification for all Streets in the City of Cambridge BE IT ORDAINED by the City Council of the City of Cambridge, Minnesota, that: Section 1. The following is a list of all city streets with the appropriate directional identification as follows: City Street Names 10TH AVE SE 10TH AVE SW 11TH AVE NE 11TH AVE SE 11TH AVE SW 12TH AVE SW 12TH PL SE 13TH AVE SW 13TH LN SW 14TH LN SE 16TH AVE SE 16TH LN SE 17TH AVE SE 18TH AVE SE 18TH AVE SW 18TH CT SE 18TH LN SE 19TH AVE SE 19TH PL SE 19TH LN SE 1ST AVE E 1ST AVE W 20TH AVE NE 20TH AVE SW 20TH CT SE 21ST AVE SW 21ST CT SE 21ST LN SW 21ST PINE LN SW 22ND AVE SE 23RD PINE LN SW 24TH AVE SW 24TH LN SE 25TH LN SE 28TH AVE SW 29TH CT SE 2ND AVE NE 2ND AVE NW 2ND AVE SE 2ND AVE SW 32ND AVE SW 33RD CT SW 34TH AVE SW 35TH AVE SW 36TH AVE SW 3RD AVE NE 3RD AVE NW 3RD AVE SE 3RD AVE SW 40TH AVE SW 4TH AVE NE 4TH AVE NW 4TH AVE SE 4TH AVE SW 56TH AVE SW 5TH AVE NE 5TH AVE NW 5TH AVE SW 6TH AVE NE 6TH AVE NW 6TH AVE SW 6TH CT NE 6TH LN SE 7TH AVE SW 8TH AVE NW 8TH AVE SE 8TH AVE SW 8TH LN SE 9TH AVE SE 9TH AVE SW ADAMS ST S AIRPORT PKWY S ALASKA LOOP S ALASKA PL S ASHLAND PL S ASHLAND ST N ASHLAND ST S BALSAM ST N BALSAM ST S BIRCH PL S BIRCH ST N BIRCH ST S BRIDGEWATER BLVD S BRIDGEWATER PL S BUCHANAN LN S BUCHANAN ST N BUCHANAN ST S CALHOUN CT S CALHOUN PL N CARRIAGE HILLS DR S CARRIAGE LN S CEDAR DR S CENTENNIAL AVE NW CENTRAL AVE SW CLEVELAND CT S CLEVELAND LN S CLEVELAND ST N CLEVELAND ST S CLEVELAND WAY S CYPRESS PL S CYPRESS ST N CYPRESS ST S DAVIS ST N DAVIS ST S DEER RUN SW DELLWOOD ST N DELLWOOD ST S EAST RUM RIVER CIR S EAST RUM RIVER CT S EAST RUM RIVER DR N EAST RUM RIVER DR S ELINS LAKE RD SE ELM ST N ELM ST S EMERSON RD S EMERSON ST N EMERSON ST S FERN ST N FERN ST S FILLMORE LN S FILLMORE ST S FOX RUN SW GARFIELD PL S GARFIELD ST N GARFIELD ST S GARLAND ST S HOLLY ST S HONEYSUCKLE LN SE HORSESHOE DR SW HWY 65 N HWY 65 S INDEPENDENCE ST S IRIS CT S IVY ST S JACK PINE DR S JASMINE CT S JEFFERSON ST S JOES LAKE RD SE JOY CIR SW JOY CT S JUNIPER ST S KENNEDY ST N KENNEDY ST S KENWOOD CT S KENWOOD PL S KENWOOD ST S LAUREL ST S LINCOLN CT S LINCOLN ST S MAIN ST N MAIN ST S MAPLE DELL RD N MAPLE DR S MARIGOLD DR S MCKINLEY ST N NIXON ST S NORTHRIDGE CT S NORWAY CIR S NORWAY DR S OAK CIR S OAK SAVANNA LN SW OLD MAIN ST N OLD MAIN ST S OPPORTUNITY BLVD N OPPORTUNITY BLVD S PAULS LAKE RD S PINE CT S PINE VILLAGE DR S PIONEER TR SE PLUM CREEK DR SE POLK ST NE PONDEROSA PINE DR S RAILROAD ST S RED PINE DR S RIVER HILLS CT N RIVER HILLS PKWY NW RIVER HILLS PL N ROOSEVELT ST S SCOTCH PINE DR S SOUTHHAVEN DR S SPIRIT RIVER DR N SPIRIT RIVER DR S SUGAR PINE DR S SUNSET LN N TAFT LOOP S TAFT ST S TAMARACK PL S TEN OAKS ST S TOWER CIR SE UNDERWOOD ST S VILLAGE CT SW VINE ST S WHITE PINE DR S WILLOW WOOD DR SE WINNETKA PL N ZACHARY ST S Section 2. Effective Date. This ordinance shall be in full force and effect from and after its passage and publication according to law. Adopted by the Cambridge City Council this 29th Day of October, 2012 Marlys A. Palmer, Mayor Lynda J. Woulfe, City Administrator Published in the ISANTI COUNTY NEWS November 7, 2012 3204480


1069 LG City of Cambridge

ORDINANCE NO. 577 An Ordinance to Amend Cambridge City Code Title XV: Land Usage, Chapter 156 Zoning The purpose of this amendment is to add language for street naming when annexing property. THE CITY OF CAMBRIDGE DOES ORDAIN that Section 156.023: Annexed Territory is hereby amended as follows: § 156.023 ANNEXED TERRITORY. Any land annexed to the city in the future shall be placed in the RA, Rural Residential/Agricultural District or corresponding Rum River of Shoreland District until placed in another district by action of the City Council after recommendation of the City Planning Commission. Any land annexed to the city shall be given a city address and the adjacent street shall be given a city street name. All other sections and subsections of this Chapter shall remain as written and previously adopted by the City Council. This ordinance shall become effective upon publication. Adopted this 29th day of October, 2012, by the Cambridge City Council. Marlys A. Palmer, Mayor ATTEST: Lynda J. Woulfe, City Administrator Published in the ISANTI COUNTY NEWS November 7, 2012 3204497


1069 LG City of Cambridge

SUMMARY PUBLICATION OF THE PROCEEDINGS OF THE CAMBRIDGE CITY COUNCIL The complete minutes are available for public inspection at the office of the City Administrator, 300 - 3rd Ave. NE, Cambridge, Minnesota. Regular City Council Meeting October 15, 2012 Members Present: Mayor Marlys Palmer, Council Members Chris Caulk, Lisa Iverson, David Schornstein and Bob Shogren *Mayor Palmer called the meeting to order at 6:19 pm. *Consent agenda was approved. *Firefighter Dave Matchinsky gave a presentation on his attendance at the National and State Firefighter Memorials. *Approved Resolution R12-076 approving loan, promissory note, security, guaranty agreement, parking lot and grant agreement with Water Works Manufacturing, LLC contingent upon City Attorney's approval of agreements and authorized the City Administrator and Mayor to sign the necessary documents. *Council proclaimed October 22 - 28, 2012 as Manufacturing Week in the City of Cambridge. *Council consensus to direct staff to enter into agreements to reduce the special assessments on the Parkwood on the Lake lots to reflect actual costs incurred and amending the interest rate to 1% over the actual rate on the bond issue to finance the improvements subject to procedural instructions received from the City Attorney. *Approved 4/0 the quote submitted by Bloomquist Electric, Inc. in the amount of $1,293.00, not including tax, and authorized the Mayor and City Administrator to sign the contract for services from Bloomquist Electric, Inc. for motion sensor lighting upgrade at City Hall. *Approve 4/0 the purchase of a QRV vehicle for the Fire Department not to exceed $35,000 including lights, radio, and graphics for the vehicle. *Approved 4/0 Ordinance 573 and Ordinance 574 to reflect the fee change to add cats to the fee schedule for $20.00 per animal for a lifetime license and to keep the licensing at lifetime and not once every three years. *Approved 4/0 to accept the proposal from St. Paul Electrical Works Health Plan for health and dental insurance for 2013 and up to four additional years after. *Approved 4/0 to adopt Ordinance 575 with the exception of the amended 30.09 and leave 30.09 as it is. *Discussion ensued regarding inviting public to Council meetings and listing time and date of meetings in Cambridge Chronicle. *Council voted (4/0) and approved to direct staff to research prices on a sound decibel meter and models and to talk with the County to see if there is any interest in cost sharing. *Report was given on the railroad track repair project. *Regular meeting was adjourned at 8:47 pm. Published in the ISANTI COUNTY NEWS November 7, 2012 3204509


1189 LG Townships

MAPLE RIDGE TOWNSHIP PUBLIC NOTICE The Maple Ridge Township Board will meet on Tuesday November 13, 2012 at the town hall, located at 38724 Palm St NW. Meeting to start at 7:00pm Dan Stark, Clerk 320-396-2807 Email - mrtclerk@gmail.com Published in the ISANTI COUNTY NEWS, November 7, 2012 3208326


1189 LG Townships

ATHENS TOWNSHIP PUBLIC NOTICE ON SNOW REMOVAL POLICY The goal of Athens Township is to have all Township roads passable within a reasonable amount of time after a three inch or more snowfall has stopped. Please remember, the blue or amber flashing lights identify the snow removal equipment as emergency vehicles and motorists should maintain a proper distance from these vehicles including a respectable distance from the rear. The Township does not assure a completely bare road and will not sand entire sections of roadway. The sanding of intersections, hills and curves are a priority. Users of the road system arc reminded to exercise caution and to realize that the legal speed limit may not be reasonable in certain weather conditions. The Township usually will not dispatch snowplows until the snowfall has stopped, with exceptions possible during periods of extended snowfall. Sanding will be at problem locations. Mailboxes damaged during snow removal arc evaluated on a case-by-case basis. Only mailboxes that are properly built, located, and installed in accordance with Minnesota Department of Transportation standards and which damaged by actual contact with the snow removal equipment will be repaired at Township expense. Residents arc cautioned that it is unlawful to plow snow from private driveways onto or across any public roadway. If you have any questions please call the Road Supervisor, Dave Henderson at (763) 444-9850. Diane Carpenter, Clerk Athens Township Published in the ISANTI COUNTY NEWS, November 7, 2012 3208640



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