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1010 LG Mortgage Foreclosures

12-084856 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,077.00 MORTGAGOR(S): Michael E. McIntyre and Katherine L. McIntyre, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1004732-1800334500-0 LENDER: WCS Lending, LLC SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed December 22, 2010, Isanti County Recorder, as Document Number 413643 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: April 9, 2012 filed: April 11, 2012, recorded as document number A 424207 LEGAL DESCRIPTION OF PROPERTY: The North Half of the Southwest Quarter of the Southwest Quarter of Section 6, Township 37, Range 25 PROPERTY ADDRESS: 41419 Jarvis Street Nw, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 04.006.0102 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,251.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 3, 2013. Dated: August 3, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, August 15, 22, 29 September 5, 12, 19, 2012 3106824


1010 LG Mortgage Foreclosures

12-085259 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Judith R. Miller and Matthew J. Miller, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000319346239 LENDER: American Express Bank, FSB SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed October 13, 2005, Isanti County Recorder, as Document Number 356880 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: March 31, 2008 filed: April 4, 2008, recorded as document number 388407 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Panek's 2nd Addition PROPERTY ADDRESS: 8625 289th Ln Ne, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 07.044.0010 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $235,473.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 26, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 26, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 6, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, August 15, 22, 29 September 5, 12, 19, 2012 3107351


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,450.00 MORTGAGOR(S): Douglas J. Ombongi, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 13, 2005 Isanti County Recorder Document Number: 351027 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: December 30, 2011 Recorded: January 09, 2012 Isanti County Recorder Document Number: A421893 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000189953 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Isanti Property Address: 1790 Joes Lake Rd SE, Cambridge, MN 55008-8063 Tax Parcel ID Number: 15.269.0030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, North Ridge 5th Addition, Isanti County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,917.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 509 18th Avenue S.W., Cambridge, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2013, or the next business day if April 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 15, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025751F01 Published in the ISANTI COUNTY NEWS August 15, 22, 29, September 5, 12, 19, 2012 3108208


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00 MORTGAGOR(S): Ragini Varma, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Magnus Financial Corporation its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: May 09, 2005 Isanti County Recorder Document Number: 349552 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: May 02, 2012 Recorded: May 15, 2012 Isanti County Recorder Document Number: A425085 And assigned to: Nationstar Mortgage LLC Dated: July 30, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039254600004168 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Isanti Property Address: 318 2nd Ave SW, Cambridge, MN 55008-1505 Tax Parcel ID Number: 15.069.0330 LEGAL DESCRIPTION OF PROPERTY: The West 50 Feet of Lots Eight 8, Nine 9, and Twelve 12, in Block 3, original plat of the Village now City of Cambridge, Isanti County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $108,552.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 509 18th Avenue S.W., Cambridge, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 27, 2013, or the next business day if March 27, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025015F02 Published in the ISANTI COUNTY NEWS August 15, 22, 29, September 5, 12, 19, 2012 3109872


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 3, 2007 MORTGAGOR:Bruce A. Sletten and Laura L. Sletten, husband and wife. MORTGAGEE:Chase Bank USA, National Association DATE AND PLACE OF RECORDING: Recorded February 13, 2007 Isanti County Recorder, Document No. 375648. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH5, Asset Backed Pass-Through Certificates, Series 2007-CH5. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7455 Northeast 285th Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 070271600 LEGAL DESCRIPTION OF PROPERTY: REAL PROPERTY IN ISANTI COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: THE EAST HALF OF THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER (E 1/2 OF SW 1/4 OF SW 1/4 OF SW 1/4) OF SECTION TWENTY-SEVEN (27), TOWNSHIP THIRTY-FIVE (35), RANGE TWENTY-TWO (22). ABSTRACT PROPERTY. COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$234,837.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 2, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-003263 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS August 15, 22, 29, September 5, 12, 19, 2012 3111965


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Richard Acosta and Angela Acosta, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MortgageIt, Inc., a New York corporation DATE AND PLACE OF FILING: Filed July 9, 2007, Isanti County Recorder; Document No. 380556 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Three (3), Rearrangement of Isanti Hills-Phase 4. STREET ADDRESS OF PROPERTY: 609 Dogwood Street SW, Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $183,724.17 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 4, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 9, 2012 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2248) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 609 Dogwood Street SW, Isanti, MN 55040 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MortgageIt, Inc., a New York corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MortgageIt, Inc., a New York corporation (4) Residential ServicerSeterus Inc. (866) 570-5277 (5) Tax Parcel Identification Number 16.073.0250 (6) Transaction Agent's Mortgage ID Number (MERS number) 100112065746893797 Published in the ISANTI COUNTY NEWS August 15, 22, 29, September 5, 12, 19, 2012 3112387


1010 LG Mortgage Foreclosures

12-085044 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Duane D. Lindquist and Gladys H. Lindquist, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100053000034707913 LENDER: Aegis Wholesale Corporation SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 16, 2004, Isanti County Recorder, as Document Number 333011 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dated: June 1, 2012 filed: June 18, 2012, recorded as document number A426079 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), Pleasantview 3rd Addition PROPERTY ADDRESS: 1025 Lincoln Circle, Braham, MN 55006 PROPERTY IDENTIFICATION NUMBER: 14.066.0080 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $110,652.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 27, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 8, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, August 15, 22, 29 September 5, 12, 19, 2012 3113874


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2008 MORTGAGOR: John V Edgerton and Amy M Edgerton, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 3, 2008 Isanti County Recorder, Document No. 388367. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000823034053 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 208 Towns Edge Road, Isanti, MN 55040 TAX PARCEL I.D. #: 16.064.0040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Geving's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,432.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$228,354.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 6, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-316-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, August 15, 22, 29 September 5, 12, 19, 2012 3113994


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date: August 15,2012 1. A default has occurred in the conditions of that certain mortgage executed by Dean W. Vogelpohl and Deborah Vogelpohl, husband and wife, as mortgagors, in favor of The RiverBank, a Minnesota banking corporation, as mortgagee, dated January 10, 2004, and recorded on January 20, 2005, as Document No. 345310, as modified by that certain home affordable modification agreement dated November 27, 2009, and recorded on December 15, 2009, as Document No. 404737, as assigned to Royal Credit Union, a federal credit union, by that certain assignment of mortgage - by lender, dated October 5,2011, and recorded on October 28, 2011, as Document No. A420293, all in the Office of the County Recorder in and for Isanti County, Minnesota (collectively, "Mortgage"). The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was: $308,000.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage and all notice and other requirements of applicable statutes. 5.As of the date of this notice, the amount due on the Mortgage is: $282,936.90. 6. Pursuant to the power of sale in the Mortgage, the Mortgage shall be foreclosed, and the land located at 32625 Jackson Road Northeast, Cambridge, Minnesota 55008, Property Tax ID No. 03.031.0403, and legally described as follows: The Southeast Quarter of the Southeast Quarter of Section 31, Township 36, Range 23, Isanti County, Minnesota, which lies North of the following described line: Commencing at the Southeast corner of Section 31; thence North on the Section line 660 feet, to the point of beginning of the line to be described; thence Westerly and parallel to the South section line, 1264.59 feet, more or less, to the centerline of Isanti County Highway No. 70, and there terminating, Isanti County, Minnesota ("Property"), shall be sold by the Sheriff of Isanti County, Minnesota, at public auction on October 3,2012, at 10:00 a.m., at the Isanti County Sheriffs Office: 509 18th Avenue Southwest, Cambridge, Minnesota 55008. 7. The time allowed by law for redemption by mortgagors or mortgagors' personal representatives or assigns is six (6) months after the date of sale. 8. The mortgagors must vacate the Property on or before 11:59 p.m. on April 4, 2013, if the Mortgage is not reinstated under Minn. Stat. § 580.30 or the Property is not redeemed under Minn. Stat. § 580.23. 9.THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10.The mortgagors released from financial obligation on the Mortgage are: None. Royal Credit Union (a federal credit union) By its attorneys: Anne K. Stoudt, (#388062) Joshua D. Christensen, (#332616) Anastasi & Associates, P.A. Attorneys for Mortgagee 14985 60th Street North Stillwater, MN 55082 (651)439-2951 16325-F2 Published in the ISANTI COUNTY NEWS, August 15, 22, 29 September 5, 12, 19, 2012 3115418


1010 LG Mortgage Foreclosures

12-085048 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,200.00 MORTGAGOR(S): Michael K. Cox and Karla K. Cox, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100039032124179991 LENDER: Quicken Loans Inc. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed August 2, 2007, Isanti County Recorder, as Document Number 381357 ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB; Dated: July 20, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Highland Ridge PROPERTY ADDRESS: 29977 Crocus Street Nw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 02 094 0030 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $340,735.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 10, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, August 22, 29 September 5, 12, 19, 26, 2012 3114865


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): John Roderic Bergengren and RaeAnn Bergengren, husband and wife MORTGAGEE: Ameriquest Mortgage Company, a Delaware corporation DATE AND PLACE OF FILING: Filed March 15, 2004, Isanti County Recorder; Document No. 331593 ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.; thereafter to Household Industrial Finance Co. LEGAL DESCRIPTION OF PROPERTY: The West 400 feet of the East 800 feet of the North 280 feet of the Southeast Quarter of the Northeast Quarter, Section 19, Township 36, range 23, reserving and subject to an easement for public road purposes over and across the South 33 feet thereof; and together with an appurtenant easement for public road purposes and ingress and egress thereto over and across the following tracts: The South 33 feet of the West 120 feet of the East 400 feet of the North 280 feet of said Southeast Quarter of the Northeast Quarter, The South 33 feet of the North 313 feet of the West 520 feet of the East 800 feet of said Southeast Quarter of Northeast Quarter, and a strip of land 66 feet in width, the centerline of which is described as follows: Commencing at a point which is 280 feet South and 580 feet West of the Northeast corner of said Southeast Quarter of Northeast Quarter, as measured along the East line and parallel with the North line thereof; thence South and parallel with the East line of said Southeast Quarter of Northeast Quarter, 383 feet, more or less, to the centerline of Isanti County Road No. 14 as presently existing and laid out, Isanti County, Minnesota. 883 346th Lane Northeast Cambridge, Minnesota 55008 Abstract Property Our File Number 04MN00420 STREET ADDRESS OF PROPERTY: 883 346TH LANE NORTHEAST, CAMBRIDGE, MN 55008 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $174,934.92 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 4, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JOHN RODERIC BERGENGREN AND RAEANN BERGENGREN "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 18, 2012 HOUSEHOLD INDUSTRIAL FINANCE CO. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2225) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 883 346TH LANE NORTHEAST, CAMBRIDGE, MN 55008 (2) Transaction Agent Ameriquest Mortgage Company, a Delaware corporation (3) Name of Mortgage Originator (Lender) Ameriquest Mortgage Company, a Delaware corporation (4) Residential ServicerHSBC-800-365-6730 (5) Tax Parcel Identification Number 03-019-0900 (6) Transaction Agent's Mortgage ID Number (MERS number) 100046000085729923 Published in the ISANTI COUNTY NEWS, August 22, 29, September 5, 12, 19, 26, 2012 3116422


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 9, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 MORTGAGOR(S): Roger A. Willhite and Alice E. Willhite, husband and wife MORTGAGEE: Alternative Mortgage Options, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Filed October 29, 2003, Isanti County Recorder; Document No. 325537 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. LEGAL DESCRIPTION OF PROPERTY: The East Ten (10) acres of the Southwest Quarter of Southwest Quarter (SW 1/4 of SW 1/4) of Section Nine (9), Township Thirty-five (35), Range Twenty-four (24), Isanti County, Minnesota. Excepting therefrom the following: That part of the SW 1/4 of SW 1/4 of Section 9, Township 35, Range 24, described by metes and bounds as follows: Commencing at the Southwest corner of said SW 1/4 of SW 1/4; thence East along the South section line a distance of 590 feet to the point of beginning of the tract to be herein described; thence North parallel to the West section line a distance of 550 feet; thence East and parallel to the South section line a distance of 400 feet; thence South and parallel to the West section line a distance of 550 feet to the South section line; thence West 400 feet to the point of beginning and there to terminate, containing five acres or more. STREET ADDRESS OF PROPERTY: 30926 Heather Street NW, Cambridge, MN 55008 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $176,808.59 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 11, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 14, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z2271) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 30926 Heather Street NW, Cambridge, MN 55008 (2) Transaction Agent Alternative Mortgage Options, Inc., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Alternative Mortgage Options, Inc., a Minnesota corporation (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 02.009.0700 (6) Transaction Agent's Mortgage ID Number (MERS number) None Published in the ISANTI COUNTY NEWS, August 22, 29 September 5, 12, 19, 26, 2012 3119260


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date:August 15, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated August 1, 2007 executed by James F. Almer and Elizabeth R.M. Wilson, husband and wife, and Shirley B. Almer, single, as joint tenants, as Mortgagors, to Wells Fargo Financial Minnesota, Inc., as Mortgagee, and filed for record on August 10, 2007 as Document No. 381691; which mortgage was assigned to Wells Fargo Bank, N.A. pursuant to a Corporate Assignment of Mortgage, dated June 22, 2012, filed for record July 9, 2012 as Document No.A426657, in the Office of the County Recorder of Isanti County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $178,400.15. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $205,997.56. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 3, Block 3, Silver Oak Ridge 2nd Addition, Isanti County, Minnesota will be sold by the Sheriff of Isanti County, Minnesota, at public auction on October 11, 2012 at 10:00 a.m. at the office of the Isanti County Sheriff, 509 18th Avenue SW, Cambridge, Minnesota. 8. The mortgagor must vacate the property on or before 11:59 p.m. April 11, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagors or Mortgagors' personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Foreclosure Data required by Minn. Stat. Sec. 580.025 1.Property Address: 1567 Plum Creek Drive, Cambridge, Minnesota 55008 2.Transaction Agent: Not Applicable 3.Name of Mortgage Originator (Lender): Wells Fargo Financial Minnesota, Inc. 4.Residential Servicer: Wells Fargo Bank, N.A. 5.Tax Parcel Identification Number: 15-0151-0290 6.Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 15-0451 Published in the ISANTI COUNTY NEWS, August 22, 29, September 5, 12, 19, 26, 2012 3120106


1010 LG Mortgage Foreclosures

11-078868 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 12, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): Dustin Svoboda, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100196399000491207 LENDER: Guaranteed Rate, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed February 26, 2010, Isanti County Recorder, as Document Number 406590 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: December 28, 2011 filed: January 17, 2012, recorded as document number A422071 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Southwest Quarter of Section 33, Township 36, Range 23, Isanti County, Minnesota described as follows: Commencing at the Southwest corner of the Southwest Quarter of the Southwest Quarter of Section 33; thence East along the South line of the Southwest Quarter of Southwest Quarter, a distance of 399.00 feet to the Southeast corner of the recorded plat Pineview Second Addition; thence North parallel with the West line of said Southwest Quarter of Southwest Quarter and along the East line of the recorded plat of Pineview Second Addition (said line is also the East line of South Adams Street as dedicated in the recorded plat of Pineview Second Addition), a distance of 233.48 feet to the point of beginning of the parcel to be herein described; thence continuing North parallel with the West line of said Southwest Quarter of Southwest Quarter and along the East line of the recorded plat of Pineview Second Addition, a distance of 157.80 feet; thence East, parallel with the South line of said Southwest Quarter of Southwest Quarter, a distance of 105.32 feet; thence South parallel with the West line of said Southwest Quarter of Southwest Quarter, a distance of 157.80 feet; thence West, parallel with the South line of said Southwest Quarter of Southwest Quarter, a distance of 105.32 feet to the point of beginning PROPERTY ADDRESS: 1572 Adams St S, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 15.033.0300 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $103,811.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, August 22, 29, September 5, 12, 19, 26, 2012 3120285


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2005 MORTGAGOR: Christopher M. Weber, an unmarried man. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 18, 2005 Isanti County Recorder, Document No. 354283. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the Holders of the Accredited Mortgage Loan Trust 2005-2 Asset Backed Notes. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176105032970801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1105 Maplewood Avenue, Isanti, MN 55040 TAX PARCEL I.D. #: 16.095.0240 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Rum River Meadows. COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$184,617.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 10, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-002605 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, August 22, 29 September 5, 12, 19, 26, 2012 3123367


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,807.00 MORTGAGOR(S): Scott S. Minor and Kimberly J. Minor, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed June 7, 2011, Isanti County Recorder; Document No. A417344 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Villages on the Rum Third Addition, Phase Two STREET ADDRESS OF PROPERTY: 900 Bellaire Blvd, Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $178,932.18 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 11, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: SCOTT S. MINOR AND KIMBERLY J. MINOR "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E9224) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 900 Bellaire Blvd, Isanti, MN 55040 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 16.110.0180 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ISANTI COUNTY NEWS, August 22, 29, September 5, 12, 19, 26, 2012 3123566


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. YOU ARE NOTIFIED THAT: 1.Default has occurred in the conditions of the Mortgage dated November 4, 2005, executed by Laura J. Hanson and Robert G. Hanson, wife and husband, as Mortgagor to Cambridge State Bank, as Mortgagee, and filed for record November 15, 2005, as Document No. 358357, in the Office of the County Recorder of Isanti County, Minnesota. Said mortgage has been modified by Modification of Mortgage dated December 2, 2010, filed December 3, 2010, as Document No. 413182. The land described in the Mortgage is not registered land. 2.The Mortgage has been assigned as follows: None. 3.The original principal amount secured by the Mortgage was One Hundred Ninety-one Thousand Five Hundred and 00/100 Dollars ($191,500.00). 4.No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5.The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6.At the date of this notice the amount due on the Mortgage, and taxes, if any paid by the holder of the Mortgage is One Hundred Seventy-six Thousand Nine Hundred Nineteen and 42/100 Dollars ($176,919.42). 7.Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Government Lot Two (2), in Section Three (3), Township Thirty-five (35), Range Twenty-four (24), excepting, however, all that part thereof platted as Foster's First Addition as said plat is recorded in Book "D" of plats, page 31, in the Office of the Register of Deeds, Isanti County, Minnesota. Parcel No. 02.003.1200 Property Address: 32264 Ibis Street NW, Cambridge, MN 55008 will be sold by the County Sheriff of Isanti County, Minnesota, at public auction on October 4, 2012, at 10:00 a.m. at Isanti County Sheriff's Office at 509 18th Avenue SW, Cambridge, MN 55008. 8.The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9.If this is an owner occupied single-family dwelling, the premises must be vacated by April 4, 2013, at 11:59 p.m. 10.THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11.THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 16, 2012 Cambridge State Bank MORTGAGEE OR ASSIGNEE OF MORTGAGE Attorney for Mortgagee or Assignee of Mortgage: Jimmy A. Lindberg, I.D. No. 63290 LINDBERG & McKINNIS, P.A. 200 - 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ISANTI COUNTY NEWS, August 22, 29, September 5, 12, 19, 26, 2012 3123796


1010 LG Mortgage Foreclosures

12-085690 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Roxie L. Jide, a married person MORTGAGEE: Lake State Federal Credit Union LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Lake State Federal Credit Union SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed June 21, 2005, Isanti County Recorder, as Document Number 351388 ASSIGNMENTS OF MORTGAGE: Assigned to: Cuna Mutual Mortgage Corporation; Dated: June 9, 2005 filed: July 29, 2005, recorded as document number 353264; Thereafter assigned to PHH Mortgage Corporation, dated June 9, 2011, recorded June 20, 2011, as document number A417594. LEGAL DESCRIPTION OF PROPERTY: The East 325 feet of the North 538 feet of the Northeast Quarter of the Southeast Quarter (NE 1/4 or SE 1/4) of Section Five (5), Township Thirty-six (36), Range Twenty-four (24) (as measured at right angles to the East and the North lines of said NE 1/4 of SE 1/4) PROPERTY ADDRESS: 36858 Lily Street Nw, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 10.005.0703 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $111,056.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, August 29 September 5, 12, 19, 26 October 3, 2012 3120845


1010 LG Mortgage Foreclosures

12-085454 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,200.00 MORTGAGOR(S): Jeremy J. Totino and Lynn M. Totino, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 3, 2003, Isanti County Recorder, as Document Number 325810 ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: June 29, 2012 filed: July 9, 2012, recorded as document number A 426658 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENTS MORTGAGE ID NUMBER: 1000375-0557800604-4 SERVICER: GMAC Mortgage, LLC LENDER: GMAC Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lots Five (5) and Six (6), Block Three (3), Riverside Estates STREET ADDRESS OF PROPERTY: 26020 Rum River Drive Nw, Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti TAX PARCEL IDENTIFICATION NUMBER: 01-163-0430 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,710.28 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 16, 2012 GMAC Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, August 29 September 5, 12,19, 26 October 3, 2012 3121924


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the mortgage dated April 21, 2003, executed by Theresa M. Olson, unmarried, as mortgagor, to TCF National Bank, a national banking association, as mortgagee, recorded in the office of the County Recorder of Isanti County, Minnesota, on April 28, 2003, as Document No. 315202, which mortgage conveyed and mortgaged the following described property, situated in the County of Isanti and State of Minnesota, which property has a street address of 919 Rum River Drive, Isanti, Minnesota 55040, and tax identification number 160760270: Lot 27, Block 1, Rum River Landing, Isanti County, Minnesota That the original principal amount secured by said mortgage was $125,000.00; that there has been compliance with any condition precedent to acceleration of the debt secured by said mortgage and foreclosure of said mortgage required by said mortgage, any note secured thereby, or any statute; that no action or proceeding has been instituted at law to recover the debt remaining secured by said mortgage, or any part thereof; that there is claimed to be due upon said mortgage and is due thereon at the date of this notice, the sum of $124,673.57 in principal and interest. That by virtue of the power of sale contained in said mortgage, the said mortgage will be foreclosed by the sale of the above described premises with appurtenances, which said sale will be made by the Sheriff of Isanti County, Minnesota, at the Sheriff's office in the Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota, on October 18, 2012, at 10:00 o'clock a.m., at public auction to the highest bidder, to pay the amount then due on said mortgage, together with the costs of foreclosure, including attorneys' fees as allowed by law, in accordance with the provisions of said mortgage. The time allowed by law for redemption by the mortgagor, her personal representatives or assigns, is six (6) months from the date of said sale. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on April 18, 2013. THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: August 29, 2012 TCF National Bank FOLEY & MANSFIELD, P.L.L.P. By: Karl K. Heinzerling Atty. No. 142475 Attorneys for Mortgagee 250 Marquette Avenue, Suite 1200 Minneapolis, Minnesota 55401 Published in the ISANTI COUNTY NEWS, August 29, September 5, 12, 19, 26, October 3, 2012 3127841


1010 LG Mortgage Foreclosures

STATE OF MINNESOTA COUNTY OF ISANTI DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No.: 30-CV-12-22 Case Type: 10 - Other Civil Mortgage Foreclosure by Action NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Bank of America, N.A. f/k/a BAC Home Loans Servicing, LP, Plaintiff, vs. Byron Leonard Kermeen, Barbara Corbett Kermeen, Peoples Bank of Commerce, John Doe and Mary Roe, Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above entitled action on August 15, 2012, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above entitled action from Defendants, Byron Leonard Kermeen and Barbara Corbett Kermeen, the Sheriff of Isanti County, will sell at public auction to the highest bidder for cash, on October 24, 2012, at 10:00 a.m. at Isanti County Sheriff's Office, West Door of the Law Enforcement Center, City of Cambridge, said county and state, the premises and real estate described in said Judgment and Decree, to-wit: That portion of Government Lot 3, of Section 27, Township 36, Range 25, described as follows: Beginning at the Southeast corner of the Northeast Quarter of Northwest Quarter of Section 27; thence run Easterly at an angle of 89 degrees 18 minutes with the North and South Quarter line of said Section 27 (when measured from South to East) for 115 feet' thence run Southerly and parallel with said North and South Quarter line of 420 feet, more or less, to the shore line of Green Lake; thence run Westerly along the shore line of Green Lake to a point on said North and South Quarter line, distant 460 feet South of the point of beginning; thence North to the point of beginning, Isanti County, Minnesota, being also known and numbered as 33779 Feldspar NW, Princeton, MN 55371. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: August 21, 2012 Isanti County Sheriff Sheriff of Isanti County, Minnesota By: /s/ Chris Caulk Deputy Sheriff Date: August 20, 2012 PETERSON, FRAM & BERGMAN, P.A By: /s/ Jared M. Goerlitz (#386714) jgoerlitz@pfb-pa.com 55 East Fifth Street, Suite 800 St. Paul, MN 55101 Phone: (651) 291-8955 Fax: (651) 228-1753 Attorney for Plaintiff PF&R File No. 16751.107230 Published in the ISANTI COUNTY NEWS, August 29, September 5, 12, 19, 26, October 3, 2012 3128112


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 15, 2010 MORTGAGOR:Barbara L Polsfuss, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 29, 2010 Isanti County Recorder, Document No. 412352. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268003281595 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage and Equity Consultants, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 28609 Zuni Street Northwest, Isanti, MN 55040 TAX PARCEL I.D. #: 09.025.0500 LEGAL DESCRIPTION OF PROPERTY: All that certain real property situated in the County of Isanti, State of Minnesota, described as follows: That part of the South Half of the Southeast Quarter of Section 25, Township 35, Range 25, described as follows: Commencing at the Northwest corner of said South Half of Southeast Quarter, thence East and along the North line of said South Half of Southeast Quarter a distance of 593 feet; thence South and parallel to the West line of said South Half of Southeast Quarter a distance of 900 feet; thence West parallel to the North line of the South Half of Southeast Quarter a distance of 593 feet, thence North and along said West line of said South Half of Southeast Quarter a distance of 900 feet to point of beginning, Isanti County, Minnesota. PID NO. 09.025.0500 ABSTRACT PROPERTY PROPERTY ADDRESS: 28609 Zuni Street NW Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,857.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,517.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-283-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, August 29, September 5, 12, 19, 26 October 3, 2012 3131256


1010 LG Mortgage Foreclosures

11-075732 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 5, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,877.00 MORTGAGOR(S): Janelle A. Timm, an unmarried woman, Janice A. Timm, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000452057700 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed December 3, 2009, Isanti County Recorder, as Document Number 404501 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: July 11, 2011 filed: July 27, 2011, recorded as document number A418294 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Woodhaven Acres 3rd Addition PROPERTY ADDRESS: 3485 Maple Dr S, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 15 165 0180 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $162,646.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 22, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, September 5, 12, 19, 26, October 3, 10, 2012 3127797


1010 LG Mortgage Foreclosures

10-071002 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,840.00 MORTGAGOR(S): Robert Ruter, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100060677001380930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgage Source, Inc. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed July 6, 2004, Isanti County Recorder, as Document Number 336687 ASSIGNMENTS OF MORTGAGE: Assigned to: IndyMac Bank, F.S.B.; Dated: April 18, 2007 filed: April 23, 2007, recorded as document number 377884; Thereafter assigned to OneWest Bank, FSB, dated December 15, 2010, recorded April 18, 2011, as document number 416258. LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of Section Twenty-seven (27), Township Thirty-seven (37), Range Twenty-three (23), described as follows: Commencing at the Northeast corner of the SE 1/4-NE 1/4 of Section 27; thence South, along the East line of the SE 1/4-NE 1/4, a distance of 264 feet (16 rods) to the point of beginning; thence West, a distance of 338.25 feet (20 1/2 rods), more or less, to the Easterly right-of-way line of the Burlington Northern Railroad (formerly known as the Great Northern Railway); thence Southwesterly, along said Easterly right-of-way line, a distance of 307 feet, more or less, to the point of intersection with a line drawn parallel with and distant 569 feet South of the North line of the SE 1/4-NE 1/4 of Section 27, as measured along the East line of the SE 1/4-NE 1/4; thence East, along said parallel line, a distance of 375 feet, more or less, to the East line of the SE 1/4-NE 1/4 of Section 27; thence North, along said East line, a distance of 305 feet to the point of beginning PROPERTY ADDRESS: 38652 Naples Street Ne, Stanchfield, MN 55080 PROPERTY IDENTIFICATION NUMBER: 11-027-2000 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $142,433.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 24, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 24, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, September 5, 12, 19, 26, October 3, 10, 2012 3131719


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 MORTGAGOR(S): Donna Wallin, a single person MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed October 10, 2003, Isanti County Recorder; Document No. 324547 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11) in Block Three (3) of Northridge 3rd Addition STREET ADDRESS OF PROPERTY: 1480 Marigold Drive South, Cambridge, MN 55008 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $161,996.36 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 25, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 28, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0987) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1480 Marigold Drive South, Cambridge, MN 55008 (2) Transaction Agent Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 15.141.0200 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ISANTI COUNTY NEWS September 5, 12, 19, 26, October 3, 10, 2012 3133752


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,216.00 MORTGAGOR(S): Michelle Shultz and Mark A. Shultz, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for GSF Mortgage Corporation, a Delaware corporation DATE AND PLACE OF FILING: Filed May 19, 2004, Isanti County Recorder; Document No. 334554 ASSIGNMENTS OF MORTGAGE: Assigned to Wells Fargo Bank, N.A. by written assignment recorded on June 6, 2012 as Document Number A425719, in the Office of the County Recorder of Isanti County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Ryan Lakes Estates STREET ADDRESS OF PROPERTY: 27753 Ryan Lake Road NE, Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,971.77 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 25, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: MICHELLE SHULTZ AND MARK A. SHULTZ "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 29, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1096) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 27753 Ryan Lake Road NE, Isanti, MN 55040 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for GSF Mortgage Corporation, a Delaware corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for GSF Mortgage Corporation, a Delaware corporation (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 05.067.0180 (6) Transaction Agent's Mortgage ID Number (MERS number) 100310900000009963 Published in the ISANTI COUNTY NEWS, September 5, 12, 19, 26 October 3, 10, 2012 3136129


1010 LG Mortgage Foreclosures

12-085546 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,704.00 MORTGAGOR(S): Benjamin N. Selin and Jody M. Selin, Husband and Wife MORTGAGEE: River City Mortgage Corp. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: River City Mortgage Corp. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed February 9, 2004, Isanti County Recorder, as Document Number 330184 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc.; Dated: January 28, 2004 filed: February 9, 2004, recorded as document number 330185 LEGAL DESCRIPTION OF PROPERTY: The Southeast Quarter of the Northeast Quarter of the Southeast Quarter of the Northeast (SE 1/4 of NE 1/4 of SE 1/4 of NE 1/4), Section Twelve (12), Township Thirty-five (35), Range Twenty-three (23), subject to public road easements PROPERTY ADDRESS: 4955 314Th Ave Ne, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 05.012.2300 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,967.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 24, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 29, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, September 5, 12, 19, 26 October 3, 10, 2012 3136294


1010 LG Mortgage Foreclosures

NOTICE OF FORECLOSURE SALE PURSUANT TO VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT DATE: August 30, 2012 YOU ARE NOTIFIED that a foreclosure has commenced pursuant to the terms of the Voluntary Mortgage Agreement described below based upon the default and the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE 1. That certain Mortgage dated April 21, 2008, by Long Lake Campground and Rentals, LLC, a limited liability company under the laws of the State of Minnesota ("Mortgagor") and TJ Century, Inc., a corporation under the laws of the State of Minnesota which Mortgage was filed of record on April 24, 2008, as Document No. 389069 in the Office of the County Recorder of Isanti County, Minnesota. 2.TJ Century, Inc. thereafter assigned its interest in the Mortgage to ST Lakemoor, Inc., a corporation under the laws of the State of Minnesota, by an Assignment of Mortgage dated December 30, 2009, and filed of record on November 23, 2011, as Document No. A420921 in the office of the County Recorder of Isanti County, Minnesota. 3. The tax parcel identification number of the mortgaged premises is 02-032-2800. 4. The mortgaged premises are legally described on the attached Exhibit A. EXHIBIT "A" The North 400 feet of the South 848 feet of Government Lot 2, Section 32, Township 35, Range 24, Isanti County, Minnesota, subject to existing highways, mineral reservations and easements of record, if any, excepting therefrom all that part thereof lying West of a line described as follows: Commencing at a point on the South line of Section 32, Township 35, Range 24, 1653 feet East of the Southwest corner of the Southwest Quarter of Southeast Quarter in said Section, Township and Range; thence North and parallel with the West line of said Southwest Quarter of Southeast Quarter a distance of 848 feet and there to terminate, reserving, however, an easement for public road purposes over and across the West 66 feet of the tract of land herein described, Together with that part of Government Lot 2, Section 32, Township 35, Range 24, Isanti County, Minnesota, described as follows: Commencing at the Southwest corner of the Southwest Quarter of the Southeast Quarter of said Section 32; thence Easterly on an assumed bearing of South 89 degrees 59 minutes 58 seconds East, along the South line of said Southwest Quarter of the Southeast Quarter and along the South line of Government Lot 2 of said Section 32 a distance of 1542.00 feet; thence Northeasterly along a tangential curve, concave to the Northwest, a distance of 200.95 feet, said curve having a radius of 146.17 feet and a central angle of 78 degrees 46 minutes 13 seconds; thence North 11 degrees 13 minutes 49 seconds East, tangent to said curve a distance of 324.31 feet to the actual point of beginning of the tract to be described; thence North 10 degrees 10 minutes 09 seconds East a distance of 12.39 feet; thence South 89 degrees 59 minutes 58 seconds East a distance of 380 feet, more or less, to the shoreline of Long Lake; thence Southerly along said shoreline a distance of 50 feet, more or less, to its intersection with a line bearing South 84 degrees 35 minutes 17 seconds East from the actual point of beginning; thence North 84 degrees 35 minutes 17 seconds West a distance of 367 feet, more or less, to the actual point of beginning. Subject to an easement for road purposes over the Westerly 33 feet thereof. Excepting therefrom that part of Government Lot 2, Section 32, Township 35, Range 24, Isanti County, Minnesota, described as follows: Commencing at the Southwest corner of the Southwest Quarter of the Southeast Quarter of said Section 32; thence Easterly, on an assumed bearing of South 89 degrees 59 minutes 58 seconds East, along the South line of said Southwest Quarter of the Southeast Quarter and the South line of said Government Lot 2, a distance of 1662.00 feet; thence North 11 degrees 13 minutes 49 seconds East a distance of 444.31 feet; thence North 10 degrees 10 minutes 09 seconds East a distance of 243.51 feet; thence North 13 degrees 49 minutes 03 seconds East a distance of 167.84 feet to the point of beginning of the property to be described; thence North 16 degrees 00 minutes 38 seconds East a distance of 9.91 feet, more or less, to the North line of the South 848 feet of said Government Lot 2; thence South 89 degrees 59 minutes 58 seconds East along said North line of the South 848 feet of said Government Lot 2, 529 feet, more or less, to the shoreline of Long Lake; thence Southwesterly and Southerly along said shoreline to the intersection with a line bearing South 80 degrees 25 minutes 46 seconds East from said point of beginning; thence North 80 degrees 25 minutes 46 seconds West a distance of 544 feet, more or less, to said point of beginning. Subject to the existing Township road along the East line thereof, also subject to any easements, restrictions and reservations of record, if any. Further excepting therefrom the North 148.5 feet (as measured at right angles to the parcel to be herein described) of: All that part of the North 400 feet of the South 848 feet of Government Lot 2, Section 32, Township 35, Range 24, Isanti County, Minnesota, lying and being North and West of the centerline of Bayshore Drive, as now laid out and traveled, which centerline is described as follows: All that part of Government Lot 2, Section 32, Township 35, Range 24, Isanti County, Minnesota, described as follows, to-wit: Commencing at the Southwest corner of the Southwest Quarter of Southeast Quarter; thence Easterly on an assumed bearing of South 89 degrees 59 minutes 58 seconds East, along the South line of said Southwest Quarter of Southeast Quarter and along the South line of Government Lot 2 of said Section 32 a distance of 1542.00 feet to the point of beginning of the centerline of be hereby described; thence Northeasterly along a tangential curve, concave to the Northwest, a distance of 200.95 feet, said curve having a radius of 146.17 feet and a central angle of 78 degrees 46 minutes 13 seconds; thence North 11 degrees 13 minutes 49 seconds East, tangent to said curve, a distance of 324.31 feet; thence North 10 degrees 10 minutes 09 seconds East a distance of 243.51 feet; thence North 13 degrees 49 minutes 03 seconds East a distance of 167.84 feet; thence North 16 degrees 00 minutes 38 seconds East a distance of 285.25 feet and there terminating. Subject to a permanent easement of ingress and egress and maintenance for driveway purposes, over and across the real property in Isanti County, Minnesota, described as follows: All that part of Government Lot 2, Section 32, Township 35, Range 24, Isanti County, Minnesota, described as follows: Commencing at a point on the South line of said Section 32, Township 35, Range 24,1653 feet East of the Southwest corner of the Southwest Quarter of the Southeast Quarter in said Section, Township and Range; thence North and parallel with the West line of said Southwest Quarter of the Southeast Quarter a distance of 848 feet; thence South 89 degrees 59 minutes 58 seconds East and parallel with the South line of said Section 32 a distance of 50.00 feet to the actual point of beginning of the tract to be hereby described; thence continuing South 89 degrees 59 minutes 58 seconds East along said parallel line a distance of 134.33 feet to its intersection with the centerline of Bay Shore Drive as now laid out and traveled; thence South 16 degrees 00 minutes 38 seconds West along said centerline a distance of 9.91 feet; thence South 13 degrees 49 minutes 03 seconds West along said centerline a distance of 76.00 feet; thence North 53 degrees 41 minutes 50 seconds West a distance of 140.77 feet to the actual point of beginning. 5. The physical street address of the mortgaged premises is 27821 Bayshore Drive N.W., Isanti, Minnesota 55040. 6.The Voluntary Mortgage Foreclosure Agreement was executed August 28,2012, and filed of record on August 29, 2012 in the office of the Isanti County Recorder as Document No. A-427951. 7. The requisites of Minnesota Statutes §582.32 have been satisfied. 8. The original principal amount secured by the Mortgage was $465,000.00. 9. As of the date of this Notice, the amount due on the Mortgage is $362,840.67. 10. Pursuant to the power of sale contained in the aforesaid Mortgage and the terms of the Voluntary Mortgage Foreclosure Agreement, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Isanti County, Minnesota at public auction as follows: Date and Time of Sale: Wednesday, October 3, 2012 at 10:00 a.m. Place of Sale: Isanti County Sheriffs Office 509 18 th Avenue S.W. Cambridge, MN 55008 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorney's fees allowed by law. 11. Pursuant to the provisions of Minnesota Statutes §582.32, Subd. 5(d), the time for redemption by the Mortgagor, the Mortgagor's representatives or assigns is TWO (2) MONTHS from the date of said Sheriffs sale, except that if the real estate is subject to a federal tax lien under which the United States is entitled to 120 day redemption period under Section 7425(d)(1) of the Internal Revenue Code as amended, the redemption period is 120 days from the date of sale. 12. Beginning after the expiration of the Mortgagor's redemption period, each holder of a junior lien may redeem in the order and manner provided under Section 582.32, Subd. 9 of Minnesota Statutes, to-wit: "A person holding a junior lien upon the real estate or some part of the real estate may redeem in the order and manner specified in Minnesota Statutes Sections 580.24 and 580.25 but only if before the end of the mortgagor's redemption period under this section, the creditor files with the county recorder or registrar of titles of each county where the real estate is located, a notice of intention to redeem. If a junior creditor fails to timely file a notice of intention to redeem as provided in this subdivision or fails to redeem, its lien on the real state is extinguished." Name and Address or Attorney for Mortgagee: Groth Law Firm, Ltd. Suite 2960 222 South Ninth Street Minneapolis, MN 55402-3302 Name of Mortgagee or Mortgagee Assignee: ST Lakemoor, Inc. Published in the ISANTI COUNTY NEWS, September 5, 12, 19, 26, 2012 3138714


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12-085688 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,500.00 MORTGAGOR(S): Roland V. Olson and Kim L. Olson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0002480637-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: America's Wholesale Lender SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 5, 2003, Isanti County Recorder, as Document Number 315646 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP; Dated: September 21, 2011 filed: October 3, 2011, recorded as document number A419620 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Two (2), Pine Oaks Addition PROPERTY ADDRESS: 2090 297Th Avenue Nw, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 02.078.0110 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $211,980.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 24, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 29, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, September 12, 19, 26 October 3, 10, 17, 2012 3136340


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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2003 MORTGAGOR: Kenneth P. Klemetsrud, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. . DATE AND PLACE OF RECORDING: Recorded June 12, 2003 Isanti County Recorder, Document No. A317716. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000001582 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP, a Limited Partnership RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 30291 Zodiac Street Northeast, North Branch, MN 55056 TAX PARCEL I.D. #: 07.016.1000 LEGAL DESCRIPTION OF PROPERTY: The North 200 feet of the West half of the Southwest Quarter, section 16, Township 35, range 22, Isanti County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,440.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 21, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003065 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, September 12, 19, 26, October 3, 10, 17, 2012 3140337


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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 MORTGAGOR:Lee K. Barth and Kathleen B. Barth, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems , Inc. DATE AND PLACE OF RECORDING: Recorded July 5, 2005 Isanti County Recorder, Document No. A352069. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100265700000126374 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1550 Central Drive Southwest, Cambridge, MN 55008 TAX PARCEL I.D. #: 15.205.2700 LEGAL DESCRIPTION OF PROPERTY: The land referred to in this Commitment is described as follows: THAT PART OF THE SOUTHWEST QUARTER OF SECTION FIVE (5), TOWNSHIP THIRTY-FIVE (35), RANGE TWENTY THREE (23), DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF THE SW 1/4 OF SECTION 5; THENCE NORTH 88 DEGREES, 55 MINUTES, 48 SECONDS EAST, ASSUMED BEARING, ALONG THE SOUTH LINE OF THE SW 1/4. A DISTANCE OF 175.42 FEET TO THE SOUTHEAST CORNER OF THE RECORDED PLAT OF GOLDENWOOD THIRD ADDITION; THENCE NORTHERLY ALONG THE EASTERLY LINE OF SAID GOLDENWOOD THIRD ADDITION (SAID EASTERLY LINE IS ALSO THE EASTERLY LINE OF EAST RUM RIVER DRIVE. AS DEDICATED ON THE PLAT OF GOLDENWOOD THIRD ADDITION) ON THE FOLLOWING DESCRIBED COURSES: NORTH 1 DEGREE 04 MINUTES 12 SECONDS WEST, A DISTANCE OF 87.62 FEET; THENCE NORTHERLY ON A CURVE TO THE RIGHT HAVING A RADIUS OF 1243.23 FEET, FOR A DISTANCE OF 278.29 FEET; THENCE NORTH 11 DEGREES 45 MINUTES 20 SECONDS EAST, A DISTANCE OF 362.43 FEET; THENCE NORTHEASTERLY. ON A CURVE TO THE RIGHT HAVING A RADIUS OF 1993.42 FEET FOR A DISTANCE OF 353.64 FEET; THENCE NORTH 21 DEGREES 55 MINUTES 12 SECONDS EAST, A DISTANCE OF 90.07 FEET, THENCE NORTHERLY ON A CURVE TO THE LEFT HAVING A RADIUS OF 1042.37 FEET FOR A DISTANCE OF 162.04 FEET TO THE POINT OF BEGINNING OF THE TRACT HEREIN DESCRIBED; THENCE CONTINUING NORTHERLY. ALONG THE PREVIOUSLY DESCRIBED CURVE HAVING A RADIUS OF 1042.37 FEET. FOR AN ARC LENGTH OF 135.00 FEET; THENCE SOUTH 88 DEGREES 27 MINUTES 40 SECONDS EAST (LEAVING THE EASTERLY LINE OF THE PLAT OF GOLDENWOOD THIRD ADDITION) A DISTANCE OF 160.69 FEET; THENCE SOUTH 14 DEGREES 30 MINUTES 50 SECONDS WEST, A DISTANCE OF 129.57 FEET; THENCE SOUTH 88 DEGREES 42 MINUTES 33 SECONDS WEST, A DISTANCE OF 150.00 FEET TO THE POINT OF BEGINNING AND THERE TERMINATING. SUBJECT TO A 10-FOOT UTILITY AND/OR DRAINAGE EASEMENT ALONG THE WESTERLY AND SOUTHERLY LINES THEREOF. ALSO SUBJECT TO OTHER EASEMENTS, RESTRICTIONS AND RESERVATIONS OF RECORD, IF ANY, ISANTI COUNTY, MINNESOTA. ABSTRACT PROPERTY THE ABOVE PROPERTY IS SITUATED IN ISANTI COUNTY, STATE OF MINNESOTA. PID# 15-205-2700 COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$278,093.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-12-002157 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS September 12, 19, 26, October 3, 10, 17, 2012 3140341


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12-085228 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,500.00 MORTGAGOR(S): Jack A. Feiertag, a single person and Jessica M. Sinn, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001540-6000004135-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Residential Mortgage, LP SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed November 19, 2003, Isanti County Recorder, as Document Number 326926 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: June 27, 2012 filed: June 29, 2012, recorded as document number A426426 LEGAL DESCRIPTION OF PROPERTY: Commencing at a point Sixty-Six (66) feet East of the Northeast corner of Block One (1) in Conger's Addition to the Village of Cambridge Isanti County Minnesota, According to the plat thereof on file and of record in the office of the register of deeds in and for said County and State; thence East and parallel with State street a distance of Seventy-Five (75) feet; thence South and parallel with the East line of said Block One (1), a distance of One Hundred Fifty (150) feet; thence West and parallel with State street, a distance of Seventy-five (75) feet until it intersects with Lake Street; thence North One Hundred Fifty (150) feet to the place of commencement, said tract being a part of what is known as the Northwest Quarter (NW 1/4) of Giles Block and containing 11,250 square feet. PROPERTY ADDRESS: 541 1st Avenue W, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 15 054 0020 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $73,796.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 31, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 30, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 31, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, September 12, 19, 26, October 3, 10, 17, 2012 3140544


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STATE OF MINNESOTA COUNTY OF ISANTI DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Civil Other/Misc Court File No. 30-CV-12-175 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Charles W. Mickelson and Verna M. Mickelson, Plaintiffs, vs. Charles W. Durham and Patricia M. Durham, Defendants. STATE OF MINNESOTA COUNTY OF ISANTI NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment entered in the above entitled action on the 14th day of August, 2012, by the District Court of Isanti County, Minnesota, Tenth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due Plaintiff in the above entitled action from Defendant Charles W. Durham, as prescribed in the Judgment, the undersigned Sheriff of Isanti County will sell at public auction, to the highest bidder, for cash, on the 30th day of October, 2012 at 10:00 a.m., at the Lobby of the Isanti County Sheriff's Office, 509 18th Avenue SW, Cambridge, Minnesota, 55008, the premises and real estate, lying and being in the County of Isanti, State of Minnesota, described in said Judgment, to wit, legally described as follows: That part of the Southeast Quarter of Southwest Quarter (SE ¼ of SW ¼) of Section Twenty-two (22), Township Thirty-five (35), Range Twenty-three (23), described as follows, to-wit: Commencing at the Southeast corner of the SE ¼ of SW ¼ of said Section 22, Township 35, Range 23; thence West on the Section line 455 feet; thence North parallel to the North-South Quarter line 280 feet; thence Easterly to a point on the North-South Quarter line 245 feet North from the point of commencement; thence south on the Quarter line 245 feet to the place of commencement, subject to road easements on the South and East side of the within described tract of land. (hereinafter the "Premises") together with (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"), (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Charles W. Durham and Patricia M. Durham (the "Borrower") either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in value of the Mortgaged Property;(v) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vi) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (vii) the right, in the name and on behalf of the Borrowers, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (viii) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, the "Mortgaged Property"). Property Address: 29390 Flanders St. NE, Isanti, MN 55040 Property Identification No.: 05.022.1300 The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is five (5) weeks after the date of confirmation of the sale. Dated: 09/04/2012 RUSS MONSON Sheriff of Isanti County, Minnesota By:/s/ Chris Caulk Deputy Sheriff Dated: 09/04/2012 LINDBERG & McKINNIS, P.A. Grant W. Lindberg /s/ Grant W. Lindberg, #347644 200 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ISANTI COUNTY NEWS, September 12, 19, 26 October 3, 10, 17, 2012 3143178


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12-084714 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,410.00 MORTGAGOR(S): Mary Emma Ferguson, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100162500032108806 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Sisters Contract Mortgage Solutions, Inc. SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed April 23, 2007, Isanti County Recorder, as Document Number 377879 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: August 13, 2012 LEGAL DESCRIPTION OF PROPERTY: That part of Lots Thirteen (13), Fourteen (14), Fifteen (15), and Sixteen (16), Block Seven (7), Original Townsite of the Village (now city) of Isanti, lying Northerly of a line drawn parallel with and distant 70 feet Northerly of the Southerly line of said Lots 13, 14, 15, and 16. PROPERTY ADDRESS: 108 1St Ave S, Isanti, MN 55040 PROPERTY IDENTIFICATION NUMBER: 16 050 0520 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $105,833.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 31, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 30, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 5, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, September 12, 19, 26 October 3, 10, 17, 2012 3144910


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 MORTGAGOR: Tammy Jo Hanson, single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 14, 2007 Isanti County Recorder, Document No. 379746. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500036207679 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 41027 Jamestown Street Northeast, Braham, MN 55006 TAX PARCEL I.D. #: 11.010.1900 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Northeast Quarter (SE l/4 of NE 1/4) of Section Ten (10), Township Thirty-seven (37), Range Twenty-Three (23), described as follows: Commencing at the Northwest corner of said Southeast Quarter of the Northeast Quarter; thence east along the North line of said SE 1/4 of NE 1/4, 771 feet; thence south and parallel with the West line of said SE l/4 of NE/4, 565 feet; thence west and parallel with the North line of said SE 1/4 of NE 1/4, 771 feet, more or less, and to the West line of said SE 1/4 of NE 1/4; thence north along the West line of said SE 1/4 of NE 1/4, 565 feet, more or less, to the point of beginning and there to terminate. COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$252,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$251,931.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 31, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 31, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 29, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-12-001288 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS September 12, 19, 26, October 3, 10, 17, 2012 3145644


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2009 MORTGAGOR: Jeffrey S. Quale and Anna M. Quale, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 10, 2009 Isanti County Recorder, Document No. 397867. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100715800000016961 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lake Area Mortgage, A Division of Lake Area Bank, A Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 707 1st Avenue East, Cambridge, MN 55008 TAX PARCEL I.D. #: 150720330 LEGAL DESCRIPTION OF PROPERTY: Lots One (1), Two (2) and Three (3) of Block 6, Rask's Addition to the Village (now City) of Cambridge; and that part of Lot Four (4), In Block 6, Rask's Addition to the Village of Cambridge, described by metes and bounds as follows: Commencing at the Northeast corner of said Lot Four (4), Block Six (6), Rask's Addition to the Village of Cambridge, thence South on the East Line thereof a distance of 5 feet; thence West parallel to the North line thereof and to the West line thereof, thence North on the West line thereof a distance of 5 feet, and to the North line thereof; thence East on the North line thereof to the point of beginning and there to terminate. Excepting therefrom the following described parcel: That part of Lot 1, Block 6, Rask's Addition to Cambridge and that part of the alley accruing thereto by reason of the vacation thereof, shown as Parcel 201G on Minnesota Department of Transportation Right of Way Plat Numbered 30-8 as the same is on file and of record in the office of the County Recorder in and for Isanti County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$90,303.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$93,217.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 31, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 27, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-002275 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS September 12, 19, 26, October 3, 10, 17, 2012 3146019


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 12, 2003 MORTGAGOR: Jill M. Salmonson-Olson, a single person. MORTGAGEE:Homestead Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded October 3, 2003 Isanti County Recorder, Document No. 324061. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 2085 Bridgewater Blvd S., Cambridge, MN 55008 TAX PARCEL I.D. #: 15.156.0300 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Bridgewater Second Addition, according to the recorded plat thereof, and situate in Isanti County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,872.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,242.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 27, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-21-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS September 12, 19, 26, October 3, 10, 17, 2012 3146064


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/20/2007 MORTGAGOR(S): Sueann E Martineau, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for USA Funding Corp. Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100272407070623430 Lender or Broker: USA Funding Corp. Servicer: Bank of America, N.A. Mortgage Originator: USA Funding Corp. DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Isanti County Recorder, Document No. 381843. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 12, 2011,Recorded October 27, 2011,Isanti County Recorder, Document No. A420234. LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, of Auditor's Subdivision Number 1 of the Village (now City) of Braham, described by metes and bounds as follow: Beginning at a point 175 feet due North from the Southwest corner of the Northeast Quarter of the Northeast Quarter of Section 2, Township 37, Range 23; thence proceeding due North along the forty line, 80 feet; thence due East and at right angles to said forty line 150 feet; thence due South and parallel with said forty line, 80 feet; thence due West, and at right angles to said forty line, 150 feet to the point of commencement and there to terminate, according to the U.S. Government Survey thereof, Isanti County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 14.040.0120 ADDRESS OF PROPERTY: 416 Cypress Ave N Braham, MN 55006 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,919.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Wednesday, October 31, 2012, 10:00 a.m. PLACE OF SALE: West Door of Law Enforcement Center, City of Cambridge to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/30/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 06, 2012 Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-115367 Published in the ISANTI COUNTY NEWS September 12, 19, 26, October 3, 10, 17, 2012 3147129


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2005 MORTGAGOR: Margo D. Lowe, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 23, 2005 Isanti County Recorder, Document No. 355968. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000317269 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage & Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1310 South Dellwood Street, Cambridge, MN 55008 TAX PARCEL I.D. #: 150890020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Townsedge Manor, Isanti County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,711.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$130,180.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 23, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3858 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, September 12, 19, 26, October 3, 10, 17, 2012 3148079


1010 LG Mortgage Foreclosures

12-083424 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 29, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,826.00 MORTGAGOR(S): Nathan Foss, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1006520-0000022833-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed February 23, 2010, Isanti County Recorder, as Document Number 406480 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: May 11, 2012 filed: May 15, 2012, recorded as document number A425105 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Silver Oak Ridge 2nd Addition PROPERTY ADDRESS: 968 Lincoln Ct S, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 15.151.0170 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $117,218.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 31, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 30, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 7, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS September 19, 26, October 3, 10, 17, 24, 2012 3147107


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,844.00 MORTGAGOR(S): Heath A Cross And Rebecca D Cross, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000122727 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Isanti County Minnesota, Recorder , on June 20, 2006, as Document No. 367065. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: April 10, 2009 , and recorded April 17, 2009 by Document No. 398037 . LEGAL DESCRIPTION OF PROPERTY: LOT 7, BLOCK 1, CARRIAGE HILLS 2ND ADDITION PROPERTY ADDRESS: 1425 Carriage Lane NE, Cambridge, MN 55008 PROPERTY I.D: 15.118.0070 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Eight Thousand Five Hundred Thirteen and 87/100 ($148,513.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 5, 2012 PLACE OF SALE: Isanti County Sheriff`s Office, 809 18th Avenue SW, Cambridge MN 55008 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 5, 2013, or the next business day if May 5, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 19, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00828-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4300094 Published in the ISANTI COUNTY NEWS, September 19, 26, October 3, 10, 17, 24, 2012 3149512


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/30/2005 MORTGAGOR(S): Chad Greskowiak, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc. SERVICER: Bank of America, N.A. MORTGAGE ID #: 1001310-2050934315-6 DATE AND PLACE OF RECORDING: Recorded October 06, 2005, Isanti County Recorder, Document No. 356550. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Dated: August 19, 2009,Recorded September 14, 2009,Isanti County Recorder, Document No. 402481. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Whisper Ridge 2nd Addition, Isanti County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 160850600 ADDRESS OF PROPERTY: 1106 4th Avenue South Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,082.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Wednesday, March 21, 2012, 10:00 a.m. PLACE OF SALE: West Door of Law Enforcement Center, City of Cambridge to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 09/21/2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 25, 2012 The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-115894 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Wednesday, June 20, 2012, at 10:00 a.m., West Door of Law Enforcement Center, City of Cambridge in said County and State. Dated: March 08, 2012 The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: The Bank of New York Mellon fka The Bank of New York as. Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-115894 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Wednesday, September 19, 2012, at 10:00 a.m., West Door of Law Enforcement Center, City of Cambridge in said County and State. Dated: May 21, 2012 The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Assignee of Mortgagee 55 E. 5th St., Suite 800 St Paul, MN 55101 (651)291-8955 16751-115894 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Wednesday, October 24, 2012, at 10:00 a.m., West Door of Law Enforcement Center, City of Cambridge in said County and State. Dated: September 10, 2012 The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J14 Mortgage Pass-through Certificates, Series 2005-J14 Assignee of Mortgagee 55 E. 5th St., Suite 800 St Paul, MN 55101 (651)291-8955 16751-115894 Published in the ISANTI COUNTY NEWS, September 19, 2012 3151346


1010 LG Mortgage Foreclosures

12-086664 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 2, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,917.00 MORTGAGOR(S): Justin G. Wald, a single person and Charles L. Whittemore, a single person and Donald J. Whittemore, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100075420040028290 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homestead Mortgage Corporation SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 10, 2005, Isanti County Recorder, as Document Number 347242 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: June 28, 2012 filed: July 5, 2012, recorded as document number A426580 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 1, Townhouse at Joe's Lake, CIC 02-1 PROPERTY ADDRESS: 977 14th Ln Se, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 15.149.0300 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,279.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 7, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 7, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 11, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ISANTI COUNTY NEWS, September 19, 26, October 3, 10, 17, 24, 2012 3151445


1010 LG Mortgage Foreclosures

11-078803 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,500.00 MORTGAGOR(S): Timothy R. Lynaugh and Kelly M. Ihns-Lynaugh, husband and wife MORTGAGEE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA LENDER: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed August 20, 2003, Isanti County Recorder, as Document Number 321622 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Rolling Hills, Isanti County, Minnesota PROPERTY ADDRESS: 3396 325th Ave Nw, Cambridge, MN 55008 PROPERTY IDENTIFICATION NUMBER: 02.084.0010 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $162,890.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 509 18th Avenue SW, Cambridge, MN 55008 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 20, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2012, at 10:00 AM, has been postponed to October 15, 2012, at 10:00 AM, located at 509 18th Avenue SW, Cambridge, MN 55008, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 15, 2013 at 11:59 PM. Dated: September 12, 2012. JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee Published in the ISANTI COUNTY NEWS, September 19, 2012 3151936


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Gregory A. Thompson and Donna E. Thompson, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed March 7, 2005, Isanti County Recorder; Document No. 347051 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of Section 28, Township 36, Range 23, Isanti County, Minnesota, described as follows: Commencing at a point on the North-South quarter line 42.17 rods North of the Southeast corner of said Northwest Quarter; thence West 106 rods, more or less, along the North line of the South 42.17 acres of said Northwest Quarter, to the center of public highway; thence in a Northerly direction following the center of said public highway a distance of 315.2 feet to the point of beginning; thence East at a right angle to the center line of said public highway a distance of 183 feet; thence South and parallel to the center line of said public highway a distance of 60 feet; thence at a right angle West, a distance of 183 feet to the center line of said public highway; thence following the center line of said public highway a distance of 60 feet to the point of beginning. STREET ADDRESS OF PROPERTY: 33857 Hastings Street, Cambridge, MN 55008-1237 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $112,291.86 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 8, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 14, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0614) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 33857 Hastings Street, Cambridge, MN 55008-1237 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 03.028.1500 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ISANTI COUNTY NEWS, September 19, 26, October 3, 10, 17, 24, 2012 3155152


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,000.00 MORTGAGOR(S): Marshall O. Carpenter and Sarah M. Carpenter, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Loyalty Mortgage Co., Inc., a Minnesota corporation, d/b/a Northern Mortgage DATE AND PLACE OF FILING: Filed December 19, 2006, Isanti County Recorder; Document No. 373732 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on January 11, 2011as Document Number 414141 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Pine Oaks Addition STREET ADDRESS OF PROPERTY: 29798 Flamingo Street NW, Isanti, MN 55040 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $345,844.53 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 am PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 8, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 14, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z5981) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 29798 Flamingo Street NW, Isanti, MN 55040 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Loyalty Mortgage Co., Inc., a Minnesota corporation, d/b/a Northern Mortgage (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Loyalty Mortgage Co., Inc., a Minnesota corporation, d/b/a Northern Mortgage (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 02.078.0180 (6) Transaction Agent's Mortgage ID Number (MERS number) 100162500018538141 Published in the ISANTI COUNTY NEWS September 19, 26, October 3, 10, 17, 24, 2012 3155389


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2011 MORTGAGOR: Brent Lindberg, a married man. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 12, 2011 Isanti County Recorder, Document No. A418014. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000809847 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, DBA Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4026 331st Avenue Northeast, Cambridge, MN 55008 TAX PARCEL I.D. #: 03.057.0110 LEGAL DESCRIPTION OF PROPERTY: Lots 11 and 12, "Virgina Heights", Isanti County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,499.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,608.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 10, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004302 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, September 19, 26, October 3, 10, 17, 24, 2012 3155580


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2000 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): Dave Engel, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: January 08, 2001 Isanti County Recorder Document Number: 280601 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Isanti Property Address: 1315 279th Ln NW, Isanti, MN 55040-8056 Tax Parcel ID Number: 02-044-0980 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 8, Bradford Estates, Isanti County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $83,277.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 01, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 509 18th Avenue S.W., Cambridge, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 01, 2013, or the next business day if May 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 19, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024259F01 Published in the ISANTI COUNTY NEWS, September 19, 26, October 3, 10, 17, 24, 2012 3155711


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2007 MORTGAGOR: Mark Soderstrom, a single person. MORTGAGEE:JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded June 25, 2007 Isanti County Recorder, Document No. 380110. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3576 303rd Avenue Northwest, Isanti, MN 55040 TAX PARCEL I.D. #: 020172700 LEGAL DESCRIPTION OF PROPERTY: The Southwest Quarter of the Southeast Quarter of Section 17, Township 35, Range 24, together with an easement for ingress, egress and utilities over, under, and across the North 33 feet of the Southeast Quarter of the Southwest Quarter, Section 17, Township 35, Range 24. Said North 33 feet being measured at right angles to the North line of said Southeast Quarter of the Southwest Quarter of Section 17, Township 35, Range 24, Isanti County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Isanti ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,429.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 10, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 6060-3722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 8, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 509 18th Avenue Southwest, Cambridge, Minnesota, in said county and state. Dated: September 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ISANTI COUNTY NEWS, September 19, 2012 3156035


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,103.00 MORTGAGOR(S): Christopher W. Bakeoven and Tammi M. Bakeoven, husband and wife MORTGAGEE: Select Mortgage Corporation, a Minnesota corporation DATE AND PLACE OF FILING: Filed December 31, 2003, Isanti County Recorder; Document No. 328680 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. by written assignment recorded on December 31, 2003 as Document Number 328681, in the Office of the County Recorder of Isanti County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Silver Oak Ridge STREET ADDRESS OF PROPERTY: 1380 10th Avenue SE, Cambridge, MN 55008-7105 COUNTY IN WHICH PROPERTY IS LOCATED: Isanti County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,364.08 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 a.m. PLACE OF SALE: Isanti County Sheriff's office, 509 18th Ave. Southwest, Cambridge, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 15, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 17, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By:/s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1024) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1380 10th Avenue SE, Cambridge, MN 55008-7105 (2) Transaction Agent Select Mortgage Corporation, a Minnesota corporation (3) Name of Mortgage Originator (Lender) Select Mortgage Corporation, a Minnesota corporation (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 15-146-0040 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ISANTI COUNTY NEWS, September 19, 26 October 3, 10, 17, 24, 2012 3156101


1019 LG Certificate of Assumed Name

Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed name under which the business is or will be conducted: Embroider This 2. Principal Place of Business. 33558 Jefferson St. NE Cambridge MN, 55008 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Richard C. Schommer 33558 Jefferson St. NE Cambridge, MN 55008 Wendy M. Schommer 33558 Jefferson St. NE Cambridge, MN 55008 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: August 27, 2012 /s/ Wendy M. Schommer Wendy M. Schommer,Owner Published in the ISANTI COUNTY NEWS September 12, 19, 2012 3147575


1019 LG Certificate of Assumed Name

Minnesota Secretary of State MINNESOTA LIMITED LIABILITY COMPANY /ARTICLES OF ORGANIZATION Minnesota Statutes Chapter 322B The individual(s) listed below who is (are each) 18 years of age or older, hereby adopt(s) the following Articles of Organization: ARTICLE 1-LIMITED LIABILITY COMPANY NAME: Icon Management Group L.L.C. ARTICLE 2-REGISTERED OFFICE and AGENT: Craig Williams Meghan Rudnitski 38545 Lily St. NW Stanchfield, MN 55080 USA ARTICLE 3-DURATION: PERPETUAL ARTICLE 4-ORGANIZERS: Meghan Rudnitski 38545 Lily St. NW Stanchfield, MN 55080 USA I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: September 5, 2012 /s/ Meghan Rudnitski Meghan Rudnitski, Owner Published in the ISANTI COUNTY NEWS September 12, 19, 2012 3148361


1019 LG Certificate of Assumed Name

Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed name under which the business is or will be conducted: CREATIVE FLARE DESIGN 2. Principal Place of Business. 127 W Central Dr. Braham, MN 55006 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sarah Melinda Hockert 41904 Davenport St. NE Braham, MN 55006 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: May 21, 2012 /s/ Sarah Hockert Sarah Hockert, Owner Published in the ISANTI COUNTY NEWS September 19, 26, 2012 3152940


1019 LG Certificate of Assumed Name

Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed name under which the business is or will be conducted: COTTONWOOD MERCANTILE 2. Principal Place of Business. 35996 University Ave NW Cambridge, MN 55008 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jean Maxine Edstrom 35996 University Ave NW Cambridge, MN 55008 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: September 13, 2012 /s/ Jean Maxine Edstrom Jean Edstrom, Owner Published in the ISANTI COUNTY NEWS September 19, 26, 2012 3153980


1031 LG County of Isanti

PUBLIC NOTICE OF ISANTI COUNTY BOARD MEETING Public Notice is hereby given that the Isanti County Board of Commissioners has set the following meetings: December 5, 2012, 6:00 P.M. County Bd. Meeting (change from 9:00 A.M.) December 5, 2012, 7:00 P.M. Truth in Taxation Meeting This meeting will be held in the Isanti County Board Room of the Isanti County Government Center, 555 18th Ave SW, Cambridge, Minnesota 55008. By order of the Isanti County Board of Commissioners this 5th day of September, 2012. Kevin VanHooser Isanti County Administrator Published in the ISANTI COUNTY NEWS, September 19, 2012 3153681


1045 LG Public Notices

STATE OF MINNESOTA COUNTY OF ISANTI TENTH JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. PR-12-54 NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS Estate of James Thomas Williams, Decedent Notice is given that an application for informal probate of the Decedent's Will, dated December 12, 2011, ("Will"), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Kathy Redenbaugh, whose address is 3015 5th Ave So, Great Falls, MT, 59405, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: August 31, 2012 Monica Tschumper Registrar Attorney for Personal Representative Brian E. Stevens Law Offices of Brian E. Stevens, PA 3020 Harbor Lane No. Plymouth, MN, 55447 Attorney License No: 0241167 Telephone: (763) 404-8677 FAX: (763) 541-8404 Email: brianstevensesq@gmail.com Published in the ISANTI COUNTY NEWS September 12, 19, 2012 3147543


1063 LG City of Braham

PUBLIC NOTICE The Braham City Council will hold a public hearing on October 2, 2012 beginning at 7:00pm for an update to and public comment of the city's grant with the Small Cities Development Grant program. Anyone interested is invited to attend. Sally Hoy Braham City Administrator Published in the ISANTI COUNTY NEWS September 19, 2012 3149108


1069 LG City of Cambridge

REQUEST FOR BIDS Notice is hereby given that the City of Cambridge will accept Proposals for the following specified group insurance benefits until October 5, 2012 at 4:00 pm: Health and Dental Insurance All Proposals shall be clearly identified as Insurance Proposal for the City of Cambridge. Copies of your Proposal should be forwarded to the City at the following address: City of Cambridge Attn: Caroline Moe, Director of Finance 300 Third Avenue NE Cambridge , MN 55008 See details on the City of Cambridge website, www.ci.cambridge.mn.us . Published in the ISANTI COUNTY NEWS September 12, 19, 2012 3147316


1171 LG School Dist. #314

ADVERTISEMENT FOR BIDS SNOWPLOWING QUOTES Braham Public Schools is accepting quotes for Snow Plowing for the 2012-2013 and 2013-2014 winter seasons. Quotes are to be submitted by 2:00 pm, October 1 to: Superintendent of Schools, 531 Elmhurst Ave S, Braham, MN 55006. For plowing specifications contact Dale Silbernagel, 320-396-4444. Braham Schools reserves the right to accept or reject any/or all quotes, and waive formalities or irregularities in bidding. Published in the ISANTI COUNTY NEWS September 12, 19, 2012 3146501


1189 LG Townships

STANFORD TOWNSHIP ADVERTISEMENT FOR BIDS BIDS RECEIVED UNTIL: 2:00 P.M., D.S.T. October 2, 2012 Sealed bids for the construction of the Stanford Township Hall will be received by Stanford Township Board of Supervisors at the Stanford Township Hall, 5050 261st Avenue NW, Isanti, Minnesota until 2:00 P.M., D.S.T., October 2, 2012, at which time they will be publicly opened and read aloud. The bid will be for a single prime contract to include general, mechanical and electrical construction. Bids shall be submitted in exact accordance with bidding documents (including Instructions to Bidders and Proposal Forms) and Contract Documents (including drawings and specifications) as prepared by E. M. Branstrom Associates Architects, Inc., 6713 Sioux Trail, Edina, Minnesota, 55439. Bidding Documents and proposed contract documents may be inspected after Sept. 17, 2012, at the Stanford Township Hall, the F.W. Dodge Plan Room in Minneapolis, Minneapolis Builders Exchange and the St. Paul Builders Exchange. One set of Construction Documents may be obtained from the Architect, by prime contract bidders upon deposit of $100.00. Deposits will be returned to all prime bidders who submit bona fide bids and return the Documents in good condition within (10) days after the receipt of Bids. Each bid shall be accompanied by a bidder's bond or a certified check made payable to the Owner for an amount equal to 5% of the bid as bid security. No bid may be withdrawn within 45 days after opening of bids. The Owner reserves the right to accept or reject any or all bids and to waive any informalities or irregularities in bidding. Barbara Vogtlin Township Clerk Published in the ISANTI COUNTY NEWS, September 12, 19, 26, 2012 3147970


1189 LG Townships

ATHENS TOWNSHIP SNOW PLOWING BIDS Athens Township is requesting sealed bids for snow plowing 42 miles of roads and sanding as needed in Athens Township during the 2012-2013 snow season. Scaled bids accepted until 7:30 PM on October 1, 2012 when they will be opened and read aloud at the regular monthly Board meeting. Send sealed bids to the Clerk at 145 - 261st Ave NW, Isanti, MN 55040 or bring sealed bids to the Town Hall on October 1 at 7:30 PM. Mark the outside of the envelope "Snow Plowing Bid 2012/2013". Successful bidder must provide proof of insurance in a timely manner. The Athens Township Board of Supervisors reserves the right to accept, or reject any or all bids in the interest of the Township. If you have any questions please call the Township Clerk at (763) 444-5734. Diane Carpenter Clerk of Athens Township Published in the ISANTI COUNTY NEWS, September 19, 26, 2012 3153472


1031 LG County of Isanti

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