If you are looking to purchase your first home, now is the time to participate in Home Stretch.
Home Stretch is a first-time homebuyer workshop that takes participants through the entire home buying process.
In one day, you will learn about credit, qualifying for a mortgage, shopping for a home, the closing process, basic home maintenance, and affordable mortgage products that may be available to first-time homebuyers. Some affordable mortgage products, government loans, and down payment and closing cost assistance programs may require a buyer to receive a Home Stretch certificate.
Homebuyer education is also offered as an online course. Framework is a new online tool to prepare you for successful homeownership. Framework will provide you with the facts you need to become a knowledgeable buyer. Many lenders have approved Framework to meet homebuyer education requirements. The registration link can be found at www.cmhp.net.
Central Minnesota Housing Partnership, a non-profit organization providing affordable housing services to the central region of Minnesota, coordinates the Home Stretch workshop.
The next workshop will be offered in Cambridge on Tuesday, June 4, from 8:30 a.m. to 5:30 p.m. at Minnco Credit Union. Registration is required, and participants will receive a completion certificate at the end of the workshop.
To register for the Home Stretch workshop or online Framework course, contact Kelly at 320-258-0681 and visit www.cmhp.net for more information.
Pre-purchase counseling is also available by appointment and is strongly recommended prior to taking Home Stretch. This is a free service to anyone who wants to speak with a certified homeownership counselor about their financial situation prior to buying a home.